Consumer Credit Risk Review Manager

This is a fully remote position, open to applicants in Ohio.

📋 Description

• Oversee the creation and implementation of the Continuous Review program for Credit Risk Review within designated Consumer business lines.

• Conduct independent assessments of credit risk management processes, encompassing risk identification/rating, underwriting, originations, and portfolio oversight.

• Analyze credit quality and trends across various portfolios, industry sectors, and/or products.

• Recognize emerging risks and participate in discussions with senior leaders from both first and second lines of business.

• Develop risk-based business plans and address any deviations from the established plans.

• Conduct continuous review activities for assigned portfolios with minimal supervision.

• Lead and engage in horizontal, targeted, and other portfolio evaluations.

• Present findings and review outcomes to senior management and relevant personnel.

• Prepare and distribute quarterly and annual summaries, including comprehensive credit risk assessments.

• Provide insights and guidance to business leaders regarding risk ratings, credit practices, policies, emerging risks, credit quality trends, and business strategies.

• Create concise reports that encapsulate review findings, issues, observations, and recommendations.

• Manage outstanding issues, observations, and recommendations, ensuring appropriate management action plans are obtained.

• Assist in addressing matters that require attention and issues assigned to Credit Risk Review.

• Conduct quality assurance reviews and suggest improvements to processes.

• Share insights and emerging risks with Internal Audit and other risk management functions.

• Participate in due diligence for acquisitions and special projects.

• Support the recruitment of qualified candidates for the Credit Risk Review team.

⛳️ Requirements

• Bachelor's degree in a business-related discipline.

• Preferred graduate degree in a relevant field such as Business, Finance, or Economics.

• At least 5–7 years of experience in lending and/or credit-related roles.

• Strong leadership, interpersonal, analytical, and verbal/written communication skills.

• Ability to demonstrate sound judgment while interacting with senior leaders, regulators, external auditors, business personnel, and colleagues.

• Proficient project management and presentation capabilities.

• Capacity to interpret data from various applications and database tools, draw high-level conclusions, and identify necessary actions.

• Proficiency in MS Word, MS Excel, and other applicable PC software.

🏝️ Benefits

• Total Rewards package, including extensive benefits and unique compensation offerings.

• Incentive compensation plan based on company performance, line of business, and/or individual achievements.

• Benefits that promote physical, financial, emotional, and social well-being for employees and their families.

• An inclusive company culture.

• Commitment to equal employment opportunities.