Compliance Project Manager

This is a fully remote position, open to applicants in Australia.

📋 Description

• Oversee the comprehensive compliance remediation program for ODIN's mortgage broking, tax, and conveyancing operations, with a central emphasis on fulfilling Australian credit licence obligations.

• Perform an extensive evaluation against RG209 (responsible lending), RG273 (best interests duty), the NCCP Act, the AML/CTF Act, the Privacy Act 1988, along with aggregator and lender policies; create a prioritized remediation roadmap.

• Develop and implement the loan file audit framework, incorporating offshore team scope-of-practice regulations that align with the accreditation requirements of the aggregator and lender.

• Spearhead the enhancement of ODIN's AML/CTF program for cross-border clients, including KYC, VOI, customer due diligence, ongoing monitoring, and suspicious matter reporting.

• Take ownership of the privacy and cross-border data handling remediation, ensuring compliance with Australian Privacy Principles for offshore staff accessing client data beyond borders.

• Coordinate, as necessary, with internal or independent review engagements: defining scope, preparing documentation, responding to findings, and packaging remediation evidence.

• Engage directly with the aggregator compliance team, lender representatives, and external legal counsel on significant compliance issues and ambiguous regulatory interpretations.

• Collaborate with and progressively transition operational ownership to the permanent compliance team through structured training, documentation, and shadow execution.

• Establish ODIN's compliance management system, including policies, registers, incident frameworks, training programs, and reporting schedules to leadership and the board.

• Provide counsel to the executive team regarding emerging regulatory risks, approve marketing and conduct risks for active campaigns, and represent ODIN in regulator-facing matters as necessary.

⛳️ Requirements

• A minimum of 5 years in Australian financial services compliance, with at least 2 years specifically within mortgage broking, aggregator, or non-bank lender settings.

• Direct involvement in responsible lending (NCCP, RG209) and best interests duty (RG273) compliance, including loan file audit programs and broker oversight frameworks.

• Proven experience with AML/CTF Act compliance, AUSTRAC reporting, KYC/VOI program development, and customer due diligence for cross-border clientele.

• Demonstrated experience collaborating with aggregator compliance functions and lender accreditation requirements.

• A successful track record in managing compliance for businesses with offshore operations (e.g., in China, India, Nepal, Philippines) including third-party risk, data security, and scope-of-practice frameworks.

• **Favorable Experience**

• Previous experience leading compliance remediation initiatives in response to ASIC reviews, Big 4 audit findings, or aggregator-mandated enhancements.

• Knowledge of the Australian expat mortgage sector or cross-border lending.

• Expertise in Australian Privacy Principles (APP), including obligations related to cross-border data transfers and breach responses.

• Previous contractor or independent consultant experience — comfortable with fractional engagement models and outcome-focused delivery.

• Existing connections within the Australian broker compliance community.

• **Qualifications**

• Bachelor's degree in Law, Finance, Business, or a closely related field.

• Preferred compliance certification: GRCP, ICA Diploma in Compliance, CAMS (for AML/CTF), or an equivalent qualification.

• Based in Australia with the capability to work remotely and travel internationally when necessary.

• Experience eligible for Australian Credit Licence Responsible Manager preferred (although this role does not carry the RM title).

• Preferred qualifications include Diploma of Finance and Mortgage Broking Management (FNS50322) or Certificate IV in Finance and Mortgage Broking (FNS40821).