Compliance Analyst

This is a fully remote position, open to applicants in New Jersey.

📋 Description

• Develop, maintain, and enhance automated compliance monitoring programs, transaction testing routines, exception reports, control reports, dashboards, and key risk indicators.

• Utilize SQL, Sigma Computing BI Tools, and various analytical instruments to extract, validate, reconcile, and analyze extensive datasets related to servicing, operations, and compliance.

• Create data-driven testing methodologies for FDCPA, Regulation F, UDAAP, FCRA, TCPA, state collection laws, client requirements, as well as internal policies and procedures.

• Examine business processes, workflows, operational performance, and control environments to detect compliance risks, operational gaps, control deficiencies, and downstream effects.

• Investigate exceptions, control failures, operational challenges, and data anomalies through root cause analysis and evaluation of business processes.

• Assess corrective actions and remediation efforts via validation testing, follow-up analysis, and continuous monitoring.

• Compile recurring compliance reports, dashboards, executive summaries, board materials, and management reports.

• Track compliance trends, emerging risks, dependencies, and issue statuses; provide recommendations for corrective actions and process enhancements.

• Collaborate with Operations, Legal, Compliance, Technology, Vendor Management, and third-party servicers to identify, evaluate, and address operational risks and control gaps.

• Assist in reporting methodologies, data governance practices, report validation, control documentation, and retention of audit-ready evidence.

• Aid in state licensing maintenance, regulatory filings, licensing reviews, examinations, audits, regulator inquiries, client audits, and quality assurance reviews.

• Manage information requests, document production, examination responses, remediation tracking, and follow-up tasks.

• Contribute to regulatory change management, compliance investigations, updates to policies and procedures, special projects, and process improvement initiatives.

⛳️ Requirements

• A Bachelor’s degree in Business, Finance, Compliance, Data Analytics, Information Systems, or a related field, or equivalent experience.

• Advanced proficiency in SQL.

• Experience in analyzing large, complex operational, servicing, compliance, or risk datasets.

• Experience in developing compliance, operational, risk, exception, control, or management reporting.

• Strong analytical, investigative, problem-solving, root cause analysis, documentation, and communication skills.

• Preferred experience in debt buying, debt collection, receivables management, consumer finance, banking, fintech, or another regulated industry.

• Preferred knowledge of FDCPA, Regulation F, UDAAP, FCRA, TCPA, CFPB regulations, bankruptcy requirements, state collection laws, regulatory examinations, remediation management, vendor oversight, and regulatory change management.

• Preferred experience with Sigma Computing BI Tools, Tableau, or similar business intelligence platforms.

• Must be authorized to work in the United States without current or future employer sponsorship.

• Successful completion of a background check, verification of employment eligibility, and other required pre-employment screenings.

🏝️ Benefits

• Medical benefits.

• Vision benefits.

• Dental benefits.

• 401(k).

• ESOP.