Compliance-AML Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• Perform thorough investigations utilizing various systems, internal databases, and external reports to detect unusual transaction patterns and suspicious activities.

• Conduct Enhanced Due Diligence (EDD) for high-risk customers and manage exception requests.

• Interview customers, relationship managers, and business partners to discern the intent behind account activities.

• Resolve investigations following established procedures and escalate complex issues to management as necessary.

• Execute queries and analyze intricate transaction records against standard customer profiles.

• Integrate multi-source data to pinpoint high-risk transactional, geographical, customer type, and product-related attributes.

• Research, compose, and submit narrative-driven Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs).

• Gather supporting documentation and formulate recommendations for SAR submissions or bank referrals.

• Collaborate with AML and Fraud teams to evaluate card activity risks, monitor fraud trends, and mitigate loss exposure.

• Cultivate relationships with internal stakeholders and external banking partners to assess compliance risks.

• Identify workflow inefficiencies and propose modifications to monitoring rules and processes.

• Uphold documentation standards within a metric-driven, production-oriented environment.

⛳️ Requirements

• Bachelor’s degree is preferred; at least 1 year of direct BSA/AML investigative or transaction monitoring experience is preferred.

• A degree focusing on intensive research, technical writing, and data analysis will be considered as a substitute for direct experience.

• Certification as an Anti-Money Laundering Specialist (CAMS) or Certified Fraud Examiner (CFE) is preferred.

• Intermediate proficiency in Microsoft Excel is mandatory.

• Practical experience with financial core processing systems and specialized AML monitoring platforms such as Actimize is strongly preferred.

• Strong analytical and critical thinking abilities are essential.

• Excellent written communication skills, especially in crafting clear and concise investigative narratives.

• Capability to work independently with minimal oversight on routine tasks while adapting to changing priorities and tight regulatory deadlines.

• Discretion and integrity in handling sensitive financial information confidentially are crucial.

• Candidates may be subject to pre-employment background checks, including drug tests, criminal history, and credit evaluations.

• Must be legally authorized to work in the United States; a sponsorship question is included in the application.

🏝️ Benefits

• Comprehensive health, dental, and vision insurance.

• Retirement savings plans with company matching.

• Opportunities for professional development and continuous learning.

• Paid time off and flexible working arrangements.