BSA AML Analyst II

This is a fully remote position, open to applicants in Arizona, +5 more states.

📋 Description

• Conduct oversight reviews for compliance within business lines and third-party entities.

• Evaluate compliance with relevant laws, regulations, and company policies.

• Assess internal controls and assist in remediation efforts.

• Create procedures, workpapers, reports, and necessary documentation.

• Act as a subject matter expert for documents, projects, processes, and product initiatives.

• Develop and uphold AML compliance guidelines and standards.

• Collaborate with business lines and third parties to execute AML initiatives.

• Deliver training, process documentation, and continuous consultation.

• Provide technical guidance and issue resolution to the first line of defense.

• Assist in risk and compliance evaluations for new or evolving products, services, processes, and procedures.

• Enhance and implement procedures, tools, and controls.

• Monitor and validate compliance with third-party contractual commitments.

• Stay informed on financial services products, emerging risks, and the AML regulatory landscape.

• Review relevant laws, regulations, and guidance for potential impacts on the business.

• Carry out additional tasks and special projects as assigned.

⛳️ Requirements

• Bachelor’s degree or equivalent education and work experience.

• 2–4 years of relevant experience in compliance, risk, audit, or financial crime.

• Proficient understanding of BSA/AML/CFT and OFAC requirements.

• Knowledge of banking products and services, including payments, e-commerce, fintech collaborations, and/or trade finance.

• Strong analytical, research, problem-solving, and decision-making abilities.

• Adaptable and innovative thinker capable of independent learning in a fast-paced setting.

• Proficient in organizing priorities, managing multiple complex projects, and meeting deadlines.

• Excellent verbal and written communication skills across all organizational levels.

• Competent in using Microsoft Office applications, including Excel, Word, and PowerPoint.

• Ability to learn additional systems as required.

• Preferred: experience in a second line of defense role within a bank, fintech, or payments environment.

• Preferred: familiarity with third-party risk management, vendor oversight, or partner program monitoring.

• Preferred: relevant certifications such as CAMS or progress towards such certification.

🏝️ Benefits

• Annual performance-based incentive opportunity.

• Health insurance coverage.

• 401(k) retirement plan benefits.

• Life insurance policy.

• Disability benefits.

• Paid time off (PTO).

• Comprehensive benefits package.

• Commitment to equal employment opportunity and reasonable accommodation under the Americans with Disabilities Act and applicable state or local laws.