Commercial Loan Officer

This is a fully remote position, open to applicants in Washington.

📋 Description

• Identify, assess, and structure commercial loan opportunities, encompassing CRE, term loans, lines of credit, and SBA 7(a)/504 products.

• Conduct preliminary financial analysis and pre-screening to evaluate creditworthiness and the viability of deals.

• Collaborate with internal teams (underwriting, closing, and administration) to effectively transition loans from origination to closing, ensuring thorough and accurate documentation.

• Act as the main point of contact for borrowers, credit union partners, and internal stakeholders to provide a seamless lending experience.

• Develop and sustain referral networks (CPAs, brokers, attorneys, etc.) and represent the organization at events to create new business opportunities.

• Inform clients and partners about lending solutions, maintain regular communication, and foster long-term relationship growth.

• Keep abreast of market trends and work with marketing on targeted business development efforts.

• Maintain high standards of responsiveness, professionalism, and service in all interactions.

⛳️ Requirements

• Bachelor’s degree in Finance, Business, Accounting, or a related field (or equivalent experience).

• Over 5 years of experience in commercial real estate lending.

• Knowledge of syndication/participation lending is highly preferred.

• Strong grasp of commercial loan products, credit analysis, and underwriting principles.

• Excellent communication and interpersonal skills, capable of engaging effectively with borrowers, partners, and internal stakeholders across various levels of financial expertise.

• Proven ability to build relationships and collaborate across functions while contributing to shared business objectives.

• Established organizational and project management capabilities, with the ability to handle multiple deals and deadlines concurrently.

• Solid financial acumen, including proficiency in interpreting financial statements, assessing credit risk, and supporting prudent lending decisions.

• Familiarity with commercial lending markets, encompassing industry trends, customer needs, and competitive dynamics.

• Strong sales and negotiation abilities, with the capacity to identify opportunities, devise solutions, address objections, and close deals.

🏝️ Benefits

• Cell Phone Reimbursement

• Remote Work Environment

• Generous Holidays: Enjoy 13 paid holidays each year

• Community Service Time: Receive eight hours of paid time annually for volunteer work, which can be utilized individually or through group activities.

• Comprehensive Insurance Coverage: Select from various medical, dental, vision, and supplemental benefit plans to meet your needs. The company also offers company-paid Short-Term Disability (STD), Long-Term Disability (LTD), and life insurance equal to one time your salary.

• 401(k) Plan: The company provides a generous matching contribution of up to 6%.

• Tuition Assistance