Commercial Banker

This is a fully remote position, open to applicants in Pennsylvania.

📋 Description

• Take charge of intricate commercial banking operations

• Cultivate banking relationships with both assigned and potential commercial clients

• Conduct customer interviews and prepare necessary documentation for commercial loans

• Gather and assess financial information for loan structuring and presentations to the loan committee

• Execute an assertive commercial outreach strategy for both new and current clients

• Support Bankers with governmental lending initiatives

• Engage in community activities to enhance the bank’s reputation

• Review the final loan documentation and provide recommendations

• Oversee complex accounts while offering training and guidelines to junior Bankers

• Undertake business development tasks to uncover banking prospects

• Ensure adherence to loan policies and procedures and contribute to policy formulation

• Create customized Treasury Management services for clients

• Address customer inquiries and resolve issues effectively

• Analyze Collateral Protection Reports and recommend appropriate actions

• Monitor and document the performance of the existing loan portfolio through call memos, site visits, financial reviews, and credit-quality assessments

• Mentor and support less experienced Commercial Bankers

• Reach out to customers with overdue loans

• Maintain productive working relationships with bank staff

• Take on additional responsibilities as needed

⛳️ Requirements

• Proficient in analyzing financial data and structuring commercial loans for committee presentations

• Familiarity with governmental lending programs

• Understanding of commercial loan documentation along with relevant policies and procedures

• Capability to develop and sustain commercial customer relationships

• Skill in providing tailored Treasury Management services to meet customer requirements

• Ability to review collateral protection reports and assess loan portfolio performance

• Competence to work independently as well as collaboratively within a team

• Excellent interpersonal skills

• Manual dexterity for typing for up to 25% of the workday

• Clear vision at 18–20 inches, distance vision, and depth perception for computer work and travel

🏝️ Benefits

• Competitive salary and performance-based bonuses

• Comprehensive health, dental, and vision insurance

• Retirement savings plan with company match

• Opportunities for professional development and career advancement

• Generous paid time off and holiday schedule