Capital and Liquidity Management Specialist

This is a fully remote position, open to applicants in Brazil.

📋 Description

• Act as the technical authority for regulatory reporting to the Central Bank of Brazil (Bacen), including the preparation, review, and submission of DLO, DDR, DLI, DRM, and DRL reports.

• Ensure adherence to deadlines, maintain quality, and uphold consistency across accounting, financial, management, and regulatory data.

• Lead the setup and upkeep of COSIF accounts within risk management systems.

• Guarantee the accurate classification of credit, market, and operational risk exposures, the correct allocation of Risk Weights (FPRs), and compliance with CMN Resolutions No. 4,955 and 4,966, along with related regulations.

• Calculate and oversee capital requirements — RWACPAD, RWAMPAD, and RWAOPAD.

• Monitor Basel ratios, minimum capital requirements, buffers, and leverage ratios, while proactively addressing capital and liquidity challenges.

• Keep abreast of regulatory updates from the CMN, BCB, CVM, and Federal Revenue Service.

• Evaluate the regulatory implications on capital, liquidity, and processes, and spearhead the implementation of necessary changes.

• Serve as the technical reference point for the department, mentoring analysts, sharing best practices, and enhancing automation and process controls for regulatory tasks.

⛳️ Requirements

• Bachelor’s degree in Economics, Business Administration, Engineering, Statistics, Mathematics, Finance, or a related discipline.

• Extensive experience (approximately 7+ years) in capital, regulatory, and/or liquidity risk within a financial institution, payment service provider, or regulated fintech.

• In-depth understanding of Bacen/CMN prudential regulations, including RWA calculations for credit, market, and operational risk, as well as knowledge of Basel ratios, capital buffers, and leverage ratios.

• Experience in capital planning, stress testing, and assisting with Bacen inspections and audits.

• Proficiency in creating executive presentations and risk metrics for committees and senior management.

• Preferred: postgraduate degree in Risk Management, Banking Regulation, or Finance.

• Preferred: familiarity with the Matera Risk system.

• Preferred: proficiency in Python and SQL for automating regulatory calculations and reports.

• Strong technical accuracy and meticulous attention to detail.

• Analytical mindset and a holistic view of systems.

• Effective communication skills at the executive level.

• Adaptability to regulatory changes.

• Ability to collaborate across different functions.

🏝️ Benefits

• Competitive salary that aligns with market standards.

• Remote work flexibility — no matter where you are, you’re part of the team!

• Monthly home office allowance provided through the RecargaPay app.

• Comprehensive health and dental insurance with no copay required.

• Life insurance coverage.

• Flexible meal allowance provided via Flash.

• Access to TotalPass to promote your health and well-being.