Bodily Injury Claims Adjuster

This is a fully remote position, open to applicants in Alabama, +20 more states.

📋 Description

• Perform comprehensive investigations of bodily injury claims, which includes reviewing medical records, police reports, and witness statements.

• Assess liability and damages in accordance with policy language, state regulations, and relevant legal standards.

• Engage with claimants, attorneys, medical providers, and other stakeholders to gather essential documentation and information.

• Examine medical records, treatment plans, and billing details to evaluate injury severity and potential claim exposure.

• Negotiate equitable and prompt settlements within the established authority guidelines.

• Manage attorney-represented claims from the initial investigation stage through to resolution.

• Collaborate effectively with management, legal counsel, and internal stakeholders to address complex claims.

• Ensure thorough and accurate claim file documentation in alignment with company standards and regulatory mandates.

• Keep updated on trends related to bodily injury claims, insurance regulations, and industry best practices.

• Review and submit all demand evaluations to your supervisor within seven calendar days of receipt.

• Confirm that all demand conditions are met when making settlement offers.

• Make initial settlement offers no later than three days prior to the expiration of the demand.

• Provide assistance with litigated claim files as necessary, although litigation will not be the primary focus of this role.

• Execute other tasks as assigned.

⛳️ Requirements

• At least 3 years of experience in handling attorney-represented Bodily Injury claims.

• Minimum of 3 years in Bodily Injury Claims Adjusting.

• Experience in handling auto claims.

• Background in litigation involving attorney-represented claims.

• Strong grasp of insurance coverage, liability investigations, and bodily injury claim evaluations.

• Familiarity with medical terminology, anatomy, and assessment of injuries.

• Outstanding negotiation and settlement abilities.

• Excellent written and verbal communication skills.

• Proficient in claims management systems and Microsoft Office Suite.

• Capability to work Monday through Friday, from 8:00 AM to 4:30 PM PST, supporting California claims operations.

• Bachelor's degree or equivalent experience in insurance claims.

• Preferred: Experience with California claims.

• Preferred: Background in non-standard auto insurance.

• Preferred: Experience in multi-state claims handling.

• Preferred: Active adjuster licenses in multiple states.

• Strong investigative and analytical abilities.

• Good judgment and decision-making skills.

• Exceptional negotiation talents.

• Ability to juggle multiple priorities in a fast-paced environment.

• Keen attention to detail and strong organizational skills.

• Excellent customer service and relationship-building capabilities.

• Professional communication skills, both written and verbal.

• Ability to work autonomously while contributing to a collaborative team environment.

🏝️ Benefits

• $2,500 Sign-On Bonus.

• Fully remote position.

• Occasional overtime may be required.

• Occasional travel as business needs dictate.