Bilingual National Field Underwriting Consultant

This is a fully remote position, open to applicants in Canada.

📋 Description

• Perform risk assessment and classification in accordance with Manulife's philosophy and standards.

• Provide proactive and reactive support to advisors and clients, especially for large life insurance cases exceeding $5 million.

• Foster sales growth through strong relationships with advisors and excellence in field underwriting practices.

• Draft detailed cover letters and respond to preliminary opinions and inquiries in a timely manner.

• Interact directly with clients to deliver tailored preliminary opinions.

• Collaborate with the National Field Underwriter and Head Office underwriters to ensure uniformity and high-quality decision-making.

• Maintain positive and effective partnerships with internal and external stakeholders, including advisors, wholesalers, and other specialists.

• Keep abreast of industry trends and guidelines by participating in underwriting and sales team meetings.

• Manage client expectations by identifying undesirable risks and recommending alternative product solutions.

• Adhere to consumer laws and regulations concerning risk classification, confidentiality, and disclosure.

• Identify and suggest improvements to processes and customer experience.

• Develop and deliver presentations and hold regular in-person meetings to strengthen advisor relationships.

• Act as a representative for Manulife in external engagements.

⛳️ Requirements

• At least 15 years of experience as an underwriter, focusing on large life insurance cases over $5 million.

• Demonstrated success in underwriting with a sales and relationship-oriented approach.

• Strong knowledge of insurance products, financial and medical guidelines, and non-medical risks affecting mortality.

• Experience analyzing financial reports and training in anti-money laundering practices.

• Ability to collaborate effectively with advisors, wholesalers, and underwriters.

• Proficient in Microsoft Word, PowerPoint, Excel, and Teams.

• Excellent time management and organizational abilities, with a capacity to analyze complex information.

• Fully bilingual in French and English.

🏝️ Benefits

• Health insurance

• Dental insurance

• Mental health benefits

• Vision insurance

• Short- and long-term disability

• Life and AD&D insurance coverage

• Adoption/surrogacy and wellness benefits

• Employee/family assistance plans

• Retirement savings plans (including pension and a global share ownership plan with employer matching contributions)

• Financial education and counseling resources

• Generous paid time off program including holidays, vacation, personal, and sick days

• Full range of statutory leaves of absence