Associate Financial Advisor

This is a fully remote position, open to applicants in Illinois.

📋 Description

• Establish and nurture trustful relationships with clients.

• Assess individual investment requirements and deliver tailored financial guidance.

• Ensure an exceptional onboarding experience for clients.

• Analyze client portfolios, preparing and presenting suitable investment solutions.

• Offer investment advice aligned with client suitability, timelines, and objectives.

• Inform clients about acceptable risks and performance expectations.

• Develop personalized action plans to assist clients in reaching their financial aspirations.

• Act as a subject matter expert for investment products across 15 categories.

• Expand client portfolios while achieving monthly sales targets.

• Seek outside assets from both existing and new clients.

• Provide counsel on maturities and identify uninvested opportunities.

• Maintain assets and oversee direct relationships with a client group holding total assets of $100MM.

• Comply with internal standards and FINRA audit regulations.

• Serve as the gatekeeper for approvals mandated by industry regulators.

• Deliver wealth and investment-related sales and services to BMO clients and prospects.

• Complete sales and service tasks following established procedures.

• Recognize and refer opportunities to other business divisions.

• Validate client accounts and fulfill regulatory sign-off requirements.

• Create financial plans and position solutions effectively.

• Safeguard client personal information.

• Implement AML requirements for house and assigned accounts.

• Execute precise and disciplined trade orders and confirmations.

• Assess the necessity for trades.

• Comply with Best Interest Contract requirements for all recommendations.

• Keep abreast of the evolving regulatory landscape.

⛳️ Requirements

• Bachelor's degree.

• 3-5 years of experience in the financial sector.

• Active Series 7 and 66, or Series 7, 63, and 65 licenses.

• Active Life and Health insurance licenses.

• Clear background check as per U4 requirements.

• Continuing education as mandated by FINRA and BMO.

• Strong understanding of financial markets.

• Familiarity with investment products such as mutual funds, annuities, managed accounts, market-linked CDs, unit investment trusts, retirement planning, and annual reviews for fee-based accounts.

• Knowledge of Cost Basis, tax documentation, IRA RMD withdrawals, and penalties for early withdrawal.

• Proficient in LPL ClientWorks, Salesforce, and MoneyGuidePro.

• Availability to work Monday-Friday, including the 10 am-7 pm CST shift as required.

• Understanding of AML regulations and securities laws.

🏝️ Benefits

• Customizable benefits package.

• Performance-based bonuses.

• Access to innovative digital tools.

• Professional tools and resources available.

• Comprehensive training provided.

• Ongoing support from management.

• Opportunities for professional networking.

• Health insurance coverage.

• Tuition reimbursement program.

• Accident and life insurance options.

• Retirement savings plans available.

• Incentives based on performance.

• Discretionary bonuses.

• Additional perks and rewards.