Account Manager

This is a fully remote position, open to applicants in Alabama, +4 more states.

📋 Description

• Oversees the credit risk associated with a portfolio of Asset-Based Lending (ABL) relationships, which includes routine evaluations of risk ratings, compliance with covenants, trends in borrowing bases, and reporting requirements.

• Fosters and sustains relationships with designated ABL clients through regular meetings and communications.

• Keeps current assessments of relationships as well as updated credit and legal documentation.

• Coordinates with internal partners across various departments (e.g., market Relationship Managers, Treasury) and the Credit division.

• Evaluates client operational performance and financial status, proactively detects issues and opportunities, and suggests strategies for risk mitigation (including management of problematic credits when necessary).

• Accountable for overseeing and managing credit quality and data integrity.

• Capable of effectively collaborating with all stakeholders involved in deals, including clients, market Relationship Managers, and Credit teams to meet client needs and adapt to changing business conditions.

⛳️ Requirements

• Bachelor’s degree is preferred, particularly in business-related fields or STEM disciplines.

• At least 5 years of experience in Asset-Based Lending (ABL), underwriting, field examinations, credit officer, or loan officer roles.

• Requires comprehensive knowledge of credit policies, banking regulations, and loan documentation matters.

• Proficient in reading and interpreting financial and legal documents.

• Excellent verbal and written communication skills, along with strong interpersonal abilities.

• Possesses analytical skills and the ability to independently solve problems.

• Familiarity with various loan structures and the capability to apply this knowledge to formulate sound credit recommendations.

• Strong organizational abilities and effective time management skills.

🏝️ Benefits

• Flexible scheduling to accommodate evening and weekend work as required.

• Equal Opportunity Employer.