Account Executive II – Structured Finance

This is a fully remote position, open to applicants in Arizona, +5 more states.

📋 Description

• Oversee a portfolio by maintaining a thorough understanding of the client's financial status, management performance, and industry trends, taking prompt actions to minimize client losses and ensure they do not surpass budgeted limits.

• Evaluate and process loan advances for pre-development, development, construction, and revolving credit facilities. Collaborate with third-party vendors, clients, and internal teams to guarantee that all disbursements are accurate, compliant, and executed in a timely fashion.

• Perform continuous credit evaluations, monitor account performance, and proactively pinpoint emerging risks or opportunities within the portfolio by analyzing financial statements, covenant compliance, and production reports.

• Cultivate and sustain robust relationships with clients, vendors, manufacturers, and internal partners to facilitate deal flow and enhance the customer experience.

• Manage problem loans and workout credits by formulating action plans, working in tandem with credit and risk teams, and guiding clients toward resolution strategies that safeguard portfolio performance.

• Coordinate and collaborate with internal and external auditors, regulatory agencies, and SBA/USDA representatives by supplying necessary documentation, addressing inquiries, and supporting prompt and precise audit and review processes.

• Prepare quarterly and annual portfolio reviews and present significant findings, trends, and risk evaluations to Pathward’s credit and executive leadership teams.

• Structure and underwrite modifications to existing deals for management.

• Perform other duties as assigned.

⛳️ Requirements

• Bachelor's degree or equivalent education and professional experience.

• 3+ years of relevant experience.

• Customer service skills.

• Strong communication skills (both verbal and written).

• Ability to collaborate effectively.

• Financial acumen.

• Familiarity with Government Guaranteed Lending Programs, including but not limited to SBA (7a), USDA B&I, REAP, and BIA.

🏝️ Benefits

• Health insurance.

• 401(k) retirement benefits.

• Life insurance.

• Disability benefits.

• Paid time off.