Underwriting Large Case Specialist

This is a fully remote position, open to applicants in United States.

📋 Description

• Evaluate the most intricate and high-value life underwriting cases.

• Assess appeals, references, and reinsurance submissions.

• Ensure that decisions are in accordance with underwriting guidelines, mortality, morbidity, and product expectations.

• Offer expert judgment and guidance on escalated cases.

• Resolve complex issues for staff and management.

• Engage with field partners and home office personnel to gather information, address problems, negotiate appeals, and communicate decisions.

• Foster partnerships with distribution leaders, agencies, and field partners.

• Utilize reinsurance expertise in automatic and facultative reinsurance, treaty requirements, and reinsurance partnerships.

• Act as a trusted underwriting partner to Distribution and Field leadership.

• Keep current on underwriting guidelines, risk assessment methodologies, and regulatory mandates.

• Advocate for the adoption and use of modern underwriting tools and platforms.

• Mentor, train, and support underwriters in advanced financial underwriting.

• Monitor industry trends and share insights.

• Report to the Head of Underwriting Risk Management.

• Travel is less than 10% of the time.

⛳️ Requirements

• A minimum of 15-20 years of experience in individual life underwriting.

• A proven history of managing large and complex cases for high-net-worth applicants.

• Relevant industry education (FALU, FLMI, etc.).

• Specialized knowledge and expertise in individual life underwriting, with authority on complex and high-value cases.

• Demonstrated experience working within reinsurance frameworks, including interpreting treaty language, understanding retention limits, applying automatic and facultative reinsurance rules, and collaborating with reinsurance partners.

• Proficiency in reviewing complex financial statements, tax returns, and similar documents.

• Familiarity with emerging technologies (Electronic Health Record (EHR), GenAI, wearable technology) and concepts of behavioral economics.

• Strong problem-solving and decision-making abilities.

• Excellent communication and teamwork skills.

• Must be legally authorized to work in the United States without employer sponsorship/support now or in the future.

🏝️ Benefits

• Opportunities for skill development.

• Leadership development programs.

• Philanthropic engagement opportunities.

• Contemporary, supportive, flexible, and inclusive benefits and resources.

• Benefits for full-time eligible employees.