Underwriting Associate – Large Accounts

This is a fully remote position, open to applicants in Arizona, +3 more states.

📋 Description

• Oversee the preparation of renewals for a designated portfolio, ensuring profitability, retention, and pricing goals are met.

• Assess account risk profiles and establish renewal eligibility in line with underwriting guidelines.

• Identify items requiring higher authorization and compile analyses to support approval processes.

• Guarantee the quality of submissions by verifying classifications, examining loss runs, and coordinating rating activities.

• Receive, prioritize, and organize new business submissions for underwriter assessment.

• Implement pricing updates directed by underwriting and compile proposal materials for review.

• Cultivate relationships with agents and brokers to enhance retention and facilitate new business opportunities.

• Act as the main point of contact for agent inquiries, addressing endorsement, renewal, and policy-related concerns.

• Review and authorize endorsements, reinstatements, and cancellations within the defined authority.

• Evaluate the effects of policy changes by analyzing coverage details, claims history, and loss experiences.

• Collaborate with internal teams to provide timely solutions for agents and insured parties.

• Offer operational and underwriting assistance while gaining expertise in EMC’s underwriting preferences, tools, and systems.

⛳️ Requirements

• Associate degree or equivalent relevant experience is required.

• Minimum of one year in the insurance industry or related field is preferred.

• Experience with large commercial accounts, particularly those with premiums of $500K+, loss-sensitive programs, and complex risk exposures, is highly desirable.

• A bachelor’s degree may fulfill the insurance industry experience requirement.

• Strong attention to detail and proficiency in accurate data entry are essential.

• Competent personal computer skills with familiarity in Microsoft products are necessary.

• Basic understanding of insurance terminology is required.

• Strong problem-solving and decision-making abilities are important.

• Exceptional customer service and communication skills are essential.

• Strong organizational and time management skills are required.

• Excellent negotiation skills are necessary.

• Capability to work both independently and as part of a team is expected.

• Occasional travel may be required.

• A valid driver’s license with an acceptable motor vehicle report according to company standards is mandatory if driving.

🏝️ Benefits

• Comprehensive rewards package; benefits information can be found at www.emcins.com/careers.

• Tobacco-free workplaces and company vehicles.