SVP, Agency Underwriting

This is a fully remote position, open to applicants in United States.

📋 Description

• Underwrite both conventional and government loans (FHA, VA).

• Maintain and report on the underwriter bonus program.

• Offer guidance and solutions to the underwriting team and branches for intricate underwriting scenarios and escalations.

• Assist in special projects and training as assigned by management.

• Communicate with branches regarding escalations and complex scenarios.

• Conduct second level reviews as instructed by senior management.

• Collaborate with the underwriting team to uphold standard service level agreements.

• Monitor the underwriting pipeline to ensure productivity and compliance with established SLAs.

• Provide mentoring and coaching to underwriting personnel as identified or necessary by senior management.

• Employ problem-solving skills, judgment, knowledge, and experience to effectively address loan-level issues.

• Manage departmental reports.

• Communicate effectively with operations and sales teams to maintain a high level of customer service via phone and email.

• Perform additional related duties as assigned by management.

⛳️ Requirements

• Bachelor’s Degree or an equivalent combination of education and experience is preferred.

• Over 5 years of Mortgage Underwriting Experience (FHA, VA, USDA, Conventional) with knowledge of agency guidelines.

• More than 3 years of Underwriting management experience.

• Direct Endorsement status from HUD and/or SAR authority from VA; experience with USDA is a plus.

• Comprehensive understanding of FHA, VA, and conventional loan guidelines.

• Working knowledge of ATR/QM requirements.

• Proficient in Microsoft Word, Excel, and Outlook.

• Experience with Encompass LOS is a plus.

• Familiarity with compliance and disclosure requirements.

🏝️ Benefits

• Medical

• Dental

• Vision

• 401K

• Company-provided short-term disability

• Employee assistance program

• Wellness program