Senior Underwriting Consultant, High Net Worth

This is a fully remote position, open to applicants in Canada.

📋 Description

• Collaborate and communicate effectively with sales and head office teams to deliver high-quality, competitive decisions to high-net-worth clients.

• Perform risk assessment and classification in alignment with Manulife’s philosophy and standards.

• Foster positive and productive relationships with both internal and external partners.

• Provide an exceptional customer experience through meaningful interactions.

• Implement consumer laws and regulations related to risk classification, confidentiality, and disclosure.

• Identify issues and propose solutions to problems and procedures associated with underwriting tasks.

⛳️ Requirements

• At least 5 years of underwriting experience.

• Signing authority of $5,000,000 or more for life insurance.

• Experience and familiarity with the high-net-worth market.

• A sales-oriented and relationship-focused mindset with a commitment to earning and retaining business.

• Actively pursuing or having completed FALU, FLMI, and ACS designations.

• In-depth knowledge of medical terminology, including physiology, anatomy, pharmacology, imaging, diagnostic testing, and treatment options.

• Comprehensive understanding of how non-medical risks impact mortality, such as hazardous occupations, sports, hobbies, and lifestyle choices.

• Proficient in analyzing financial reports.

• Trained in anti-money laundering practices.

• Exceptional oral and written communication abilities.

• Bilingual proficiency in English and French is essential for candidates in Québec.

• Preferred: Signing authority of $100,000 or more for critical illness insurance.

• Preferred: University or college degree in a relevant field.

• Preferred: Strong negotiation skills.

• Preferred: Interest in representing the organization through external presentations, panels, or conferences.

• Preferred: Experience in co-signing, referral reviews, and mentoring.

🏝️ Benefits

• Access to industry-leading training and development programs.

• Flexible work environment that promotes learning, growth, well-being, and inclusion.

• Comprehensive health insurance coverage.

• Dental insurance benefits.

• Mental health support services.

• Vision insurance coverage.

• Short- and long-term disability insurance options.

• Life and Accidental Death & Dismemberment (AD&D) insurance.

• Adoption and surrogacy benefits.

• Wellness program benefits.

• Employee and family assistance programs.

• Retirement savings plans.

• Pension plan options.

• Global share ownership plan with employer matching contributions.

• Financial education and counseling resources.

• Paid holidays, vacation, personal, and sick leave.

• Statutory leaves of absence provided.

• Incentive programs and compensation linked to individual and business performance.