Senior Software Engineer – Lending Platform

This is a fully remote position, open to applicants in Ohio.

📋 Description

• Design, construct, and manage distributed, event-driven systems that facilitate accounting close automation and capital risk workflows.

• Provide scalable data processing solutions that convert high-volume financial events into precise and dependable business outcomes.

• Collaborate closely with Product, Data Analytics, Finance, and Engineering teams to outline technical solutions for intricate financial processes.

• Enhance the reliability, scalability, and maintainability of essential financial systems while carefully managing technical debt.

• Direct multi-quarter engineering projects from architecture to production, balancing long-term platform investments with business imperatives.

• Utilize AI-assisted development tools to boost engineering productivity while upholding high standards for quality, security, and accuracy.

⛳️ Requirements

• Bachelor's degree in Computer Science, Engineering, Mathematics, or a related technical field (or equivalent practical experience).

• Over 4 years of professional software engineering experience developing and managing production systems (L5 standard).

• Proficient in designing and building distributed, event-driven applications in cloud environments such as AWS.

• Experienced in developing scalable backend services that handle substantial volumes of data using contemporary programming languages.

• Familiar with designing, testing, and deploying reliable production systems utilizing software engineering best practices.

🏝️ Benefits

• Competitive compensation, encompassing base pay, bonus opportunities, and annual equity grants that vest quarterly.

• Retirement benefits to assist you in planning for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada).

• Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only).

• Comprehensive health coverage aimed at supporting you and your family, including medical, dental, vision, and wellness resources for the US and supplemental health coverage for Canada.

• Health Savings Account contributions from Upstart for eligible plans (US only).

• Income protection benefits, including life insurance and disability coverage for enhanced financial security.

• Paid time off, sick leave, and company holidays, in accordance with local regulations.

• Paid family and parental leave to assist with caregiving and significant life events (duration varies by country).

• Family-oriented benefits to support fertility, parenthood, and caregiving needs.

• Employee Assistance Program (EAP) providing mental health support and life-centered resources.

• Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only).

• Annual wellness allowance to promote your physical and emotional well-being and personal development, tailored to what matters most to you.

• Annual productivity allowance to invest in essential tools and resources you need to excel at your work, regardless of your location.

• Connection and community through team events, all-company updates, and employee resource groups (ERGs).

• Onsite perks, including catered lunches and fully stocked micro-kitchens available when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!).