Senior Product Manager – Structured Finance

This is a fully remote position, open to applicants in California.

📋 Description

• Take charge of and enhance the roadmap for a product area spanning a 1–3 quarter timeframe, while balancing customer requirements, technical developments, and business objectives.

• Define the integration of capabilities such as data preparation, modeling, and analytics into cohesive systems.

• Make informed trade-offs considering customer needs, technical limitations, and business impact.

• Think systemically: evaluate how the product facilitates the entire lifecycle from asset ingestion to reporting and decision-making.

• Acquire a comprehensive understanding of structured finance workflows, including asset-backed securities (ABS), MBS, CLOs, or equivalent instruments, along with loan-level data ingestion and normalization, cash flow modeling and scenario analysis, tranche structuring and risk assessment, and regulatory and investor reporting.

• Directly engage with clients (banks, asset managers, fintechs) to identify constraints, inefficiencies, and unaddressed needs.

• Transform complex financial and operational challenges into clear, actionable problem statements.

• Integrate AI tools (LLMs, copilots, workflows) as a fundamental element of product development rather than an afterthought.

• Create lightweight prototypes (prompts, workflows, internal tools) to validate concepts prior to drafting full specifications.

• Identify opportunities where AI-powered capabilities and automation can significantly enhance user workflows.

• Ensure that AI features are dependable, explainable, and compliant with enterprise standards.

• Collaborate closely with engineering and design teams to deliver high-quality product features.

• Compose clear, structured product specifications based on data and user insights.

• Establish success metrics and monitor adoption, impact, and effectiveness.

• Oversee execution progress, identify risks promptly, and promote cross-team collaboration.

• Maintain high standards for usability, reliability, and product integrity.

• Align engineering, design, sales, and customer success towards common goals.

• Articulate product direction through precise documentation and organized decision-making.

• Quickly resolve ambiguity and misalignment to sustain execution momentum.

• Contribute to product positioning and narrative through materials such as one-pagers, demos, and client-facing content.

• Manage the operational health of your product area, which includes performance monitoring, feature adoption, issue triage, and iteration cycles.

• Establish and refine repeatable processes that enhance execution speed and predictability.

⛳️ Requirements

• Over 5 years of product management experience within data platforms, analytics products, or financial technology.

• Solid understanding of structured finance concepts and processes, such as ABS, MBS, CLOs, etc.

• Proven experience collaborating closely with engineering teams to deliver technical products.

• Experience with complex, data-intensive systems.

• Capability to convert domain-specific issues into clear product requirements.

• Excellent communication skills, with the ability to clarify complex financial and technical concepts.

🏝️ Benefits

• Prophecy covers 99% of employee health insurance premiums and 75% for dependents.

• We provide $200 per month to support remote work, wellness, gym memberships, massages, facials, and more!

• Flexible PTO.

• Professional development allowance.

• Company-sponsored Long Term Disability and Life Insurance, FSA/HSA, dental, vision, and additional benefits.

• Opportunity to leave your mark on an innovative platform.

• Complete ownership of your projects.