Senior Portfolio Monitoring Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• The Senior Portfolio Monitoring Analyst undertakes a range of advanced underwriting tasks, which typically involve overseeing and servicing both existing and new accounts by reviewing, validating, reconciling, and analyzing tested financial covenants and borrowing base certificates.

• Regular analysis and presentation of covenant compliance as well as financial performance trends to Underwriters, Account Officers, and other personnel within the company are essential.

• This position is responsible for monitoring a specified portfolio and requires an advanced understanding of financial statement analysis.

• The analyst will often assist in spreading financial statements for Production Agriculture, Agribusiness, and Capital Markets accounts.

• Independent decision-making capabilities are necessary.

• Additionally, this role will manage a small portfolio of credits with an emphasis on Production Agriculture, Agribusiness, and Capital Markets.

• Responsibilities include analyzing and evaluating loan applications, approving loans within designated authorities, and recommending loans for committee approval.

⛳️ Requirements

• A Bachelor’s degree is preferred, with majors in Accounting, Finance, Business, Agribusiness, or related fields required, or at least six (6) years of experience in a similar capacity in lieu of a degree.

• A general understanding of agriculture and/or agribusiness is necessary.

• Previous experience in a customer-facing role, including internships, is preferred.

• A demonstrated knowledge of accounting principles, banking policies, procedures, and processes is required.

• Strong analytical and statistical skills for validating, evaluating, prioritizing, and categorizing data in various formats are essential.

• A self-motivated work ethic, meticulous attention to detail, and a commitment to producing accurate work are required.

• Excellent organizational and prioritization abilities are critical for success in our fast-paced environment.

• Proficiency in Microsoft Office Suite programs is expected.

• Strong collaboration and communication skills are necessary.

• The ability to communicate effectively, both verbally and in writing, is essential.

🏝️ Benefits

• Commitment to agriculture and the communities we serve.

• Family-friendly work environment.

• Investment in employee development.

• Medical, Dental, and Vision coverage.

• Outstanding 401k plan featuring an automatic 3% employer contribution and a match up to 6%.

• Generous Paid Time Off policy, including 21 days of vacation accrued annually, 15 sick days accrued annually, 12 paid holidays, and an additional 16 hours for volunteer time.

• Competitive Incentive Compensation Plan.

• Disability and Life Insurance.

• Employee wellness programs focusing on mental, physical, and financial health.