Senior Fraud Governance Analyst

This is a fully remote position, open to applicants in Arizona, +2 more states.

📋 Description

• Develop, implement, and document the framework for the Bank's Enterprise Fraud Governance & Program, including updates.

• Act as the subject matter expert and main point of contact regarding fraud risks and controls for first-line business partners.

• Collaborate with first-line and second-line functions to enhance compliance with regulatory expectations, Bank Policies, and Standards.

• Assist in conducting risk assessments and document inherent and residual risks, compensating controls, stakeholder communications, approvals, and remediation-plan monitoring.

• Report on activities related to the fraud program.

• Aid in the design, communication, implementation, and execution of the Fraud Program and mandates of Enterprise Fraud Management.

• Ensure consistent execution of Fraud Governance oversight, responsibilities of the Fraud Program, regulatory compliance, monitoring, issue management, Audit responses, remediation, and communications with senior leadership.

• Lead delivery efforts and collaborate with stakeholders to identify risks and evaluate fraud controls during regular Risk and Identity Theft assessments.

• Identify controls, risks, operational gaps, and deficiencies; document self-identified issues and mitigation strategies; execute and escalate issues as necessary.

• Create analyses and reports to monitor and communicate fraud risks.

• Review governance processes, suggest changes, and potentially oversee implementation to ensure ongoing improvement and compliance with regulations.

• Participate in working groups and develop fraud training and awareness programs for both internal and external customers.

• Engage with professional networks to remain updated on current and emerging fraud trends and challenges.

• Maintain familiarity with regulatory requirements applicable to Enterprise Fraud.

• Analyze data, discern trends, and summarize information for actionable reporting.

• Schedule meetings, document minutes for the Fraud Risk Committee, and maintain accurate records, roadmaps, and procedures.

• Fulfill other assigned responsibilities.

⛳️ Requirements

• Bachelor's Degree with 4 years of experience OR High School Diploma or GED/Equivalent with 8 years of experience in Bank Operations, including Branch Operations, Fraud Prevention, or Financial Crimes Investigation.

• Over 6 years of experience in Financial Services, Enterprise Risk Management, Operational Risk Management, or Audit.

• Knowledge of regulatory guidance related to enterprise risk and operational risk (e.g., FDIC, FRB, OCC, CFPB, etc.).

• Experience in financial Governance, Risk, and Compliance (GRC).

• Proficiency in Operations Risk platforms such as Archer.

• Experience in complex and evolving business and operating environments.

• Ability to effectively interact and communicate with different levels of management.

• Strong project management skills, with a proven ability to manage expectations and deliver results with a high degree of accuracy while meeting deadlines.

• Exceptional interpersonal and communication skills, both verbal and written.

• Proficient in the Microsoft Suite, including CoPilot, Word, Excel, PowerPoint, and Outlook.

• Collaborative experience in balancing multiple projects and priorities while staying focused on timelines and deliverables.

• Experience in preparing for external audits and compiling necessary materials for regulators.

• Preferred License or Certification: Certified Fraud Examiner (CFE).

🏝️ Benefits

• Competitive, thoughtfully designed, and high-quality benefits program.

• Benefits information available at https://jobs.firstcitizens.com/benefits.