Senior Financial Portfolio Analyst – Servicing

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversee and improve servicing profit-and-loss models, encompassing revenue streams, ancillary fees, sub-servicing costs, advances, late fees, recoveries, and corporate allocations.

• Assist in the valuation of mortgage servicing rights (MSR) by modeling discount rates, CPR/prepayment speeds, delinquency curves, and cost-to-service assumptions.

• Create dashboards to monitor static pool performance, delinquency migration, modification outcomes, foreclosure metrics, and collection effectiveness.

• Project servicing revenue based on portfolio balance, runoff, payoffs, and interest-rate conditions.

• Design models for default expenses, foreclosure timelines, claim recoveries, and REO performance.

• Conduct financial performance analysis, risk assessment, and compliance monitoring for servicing portfolios.

• Model escrow balances, interest earnings, advance recoverability, and servicing cost allocations by investor.

• Provide financial insights to enhance operational efficiency initiatives.

• Compile monthly business review presentations, variance analysis, margin analytics, and operational KPIs for senior leadership.

• Collaborate with cross-functional teams including Servicing Operations, Capital Markets, Collections/Default, Investor Reporting, and Asset Management.

⛳️ Requirements

• Bachelor’s degree in Finance, Accounting, Statistics, Business, or a related field.

• 4–7 years of experience in mortgage FP&A, servicing analytics, or portfolio analysis.

• Strong comprehension of MSR economics, delinquency modeling, advance mechanics, and servicing cost structures.

• Familiarity with servicing systems such as MSP, Sagent, and LoanServ.

• Proficiency in SQL, Snowflake, Tableau, and Power BI.

• Capability to work independently and manage complex tasks under tight deadlines.

• Must confirm identity and eligibility to work in the United States.

• The company will not sponsor work visas for this position.

🏝️ Benefits

• Quarterly bonus target of 25%.

• Company equity provided in the form of RSUs.

• Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans.

• Company-sponsored HSA, FSA, Dependent Care, 401k, and commuter benefits.

• Employer-funded life and disability insurance coverage.

• 11 observed holidays and a PTO plan.

• Up to 12 weeks of paid family leave.

• Reimbursement for continuing education.