Senior Data Engineer, Credit Reporting

This is a fully remote position, open to applicants in Peru.

📋 Description

• Take charge of ongoing credit bureau furnishing operations, which encompass data preparation, validation, submissions, feedback from bureaus, exception resolution, and reconciliation.

• Develop, maintain, and troubleshoot SQL transformations, Python scripts, and data pipelines that generate credit reporting data.

• Track discrepancies from account activities and source records through transformation logic to the furnished outputs; identify root causes and implement sustainable solutions.

• Address escalations from Customer Service, clarify account-data findings and approved reporting requirements, and provide evidence for dispute resolutions.

• Identify accounts impacted by reporting defects, execute corrections and controlled reprocessing, and confirm reporting outcomes.

• Create automated tests, reconciliations, monitoring mechanisms, and alerts to identify inaccurate, incomplete, duplicate, or unexpected reporting prior to submission.

• Collaborate with Engineering on production-service or consumer-app defects by presenting reproducible examples, analyzing affected accounts, and defining requirements; validate fixes through the reporting pipeline.

• Work alongside Compliance to convert approved reporting requirements into technical rules and escalate ambiguous situations.

• Document reporting logic, data lineage, procedures, and incident resolutions.

⛳️ Requirements

• Bachelor’s degree in computer science, engineering, data science, or a related quantitative field.

• Over 5 years of relevant experience in data engineering or software engineering, with hands-on ownership of production data pipelines and operational workflows.

• Proficient in advanced SQL, including complex joins, account-level reconciliation, data profiling, and troubleshooting transformation logic.

• Strong Python programming skills, including the ability to comprehend unfamiliar code, debug existing scripts, and implement maintainable solutions.

• Capability to independently investigate unclear problems, prioritize recurring operations and incidents, and follow issues through to confirmed resolution.

• Experience with version control, code reviews, automated testing, monitoring, and the safe deployment and reprocessing of data workflows.

• Exceptional problem-solving skills with a proven track record of tracing data defects across systems and preventing their recurrence.

• Strong business acumen and communication abilities; capable of conveying technical findings to Customer Service and Compliance while collaborating effectively with Engineering.

• Proficient in English.

• Demonstrated experience using Claude or similar large language model tools is required; comfortable utilizing AI to boost productivity, research, and communication.

• Preferred: experience with credit reporting dispute workflows, e-OSCAR, Metro 2 format, and customer support escalations.

• Preferred: experience with dbt, Redshift, PostgreSQL, AWS, and workflow scheduling or orchestration tools.

• Preferred: background in consumer lending, servicing, payments, financial services, banking, fintech, or BNPL.

🏝️ Benefits

• Competitive salary ranging from $4,500 to $6,000 per month gross in USD.

• Opportunities for career advancement.

• A dynamic, fast-paced, and high-growth work environment.

• An opportunity to work with cutting-edge technology.

• The chance to collaborate with AI coding agents Claude and ChatGPT.

• An opportunity to work with tools such as Python, Redshift, PostgreSQL, dbt, G Suite, and Mac.