Senior Compliance Systems Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• Act as the main compliance subject matter expert for designated regulatory areas, including TILA, RESPA, TRID, and the SAFE Act.

• Assess regulatory mandates, investor guidelines, overlays, and internal policies regarding loan origination system functionality, workflows, disclosures, documents, and controls.

• Perform initial regulatory research and issue analysis, preparing work products for attorney or executive compliance reviews.

• Convert regulatory and business requirements into business, system, and procedural specifications.

• Assist in designing rules, fields, logic, workflows, outputs, and operational effects within the loan origination system.

• Manage assigned compliance-related changes from analysis to implementation and validation.

• Collaborate with Technology, Operations, Legal, Compliance leadership, project resources, and business stakeholders.

• Develop and execute test scenarios, assess results and defects, and identify any gaps or issues needing follow-up.

• Provide guidance to QA resources by clarifying expected behaviors and refining test scenarios.

• Document requirements, interpretations, decisions, findings, and implementation results for audit and examination purposes.

• Monitor open questions, exceptions, and dependencies until resolution.

• Communicate the status, issues, risks, and recommendations for assigned projects.

• Enhance processes, requirement templates, testing methodologies, and documentation practices.

• Serve as the ongoing compliance owner for designated loan origination system functionalities.

• Assess concerns related to existing compliance logic to determine if clarification, testing, or updates are necessary.

• Promote continuous improvement by identifying enhancements, updating requirements, and validating changes.

⛳️ Requirements

• A bachelor's degree or equivalent combinations of education, training, professional certifications, and relevant experience.

• Relevant education, training, certifications, or experience in compliance, mortgage operations, business analysis, legal support, quality assurance, or a related field.

• Experience with mortgage compliance requirements, investor guidelines, disclosures, loan documentation, and related operational processes.

• Preferred experience in mortgage operations, specifically applying regulatory requirements within workflows, systems, and operational processes.

• Preferred experience in performing regulatory research, compliance analysis, requirements drafting, testing support, or implementation support within mortgage or financial services settings.

• Preferred experience with loan origination systems (LOS), Jira, testing documentation, requirements documentation, and workflow management or tracking tools.

• Capability to collaborate across Compliance, Legal, Technology, Operations, and project teams.

• Proficiency in interpreting regulatory requirements and translating them into system logic, configuration, and workflow behaviors.

• Strong critical thinking and independent analysis abilities.

• Effective problem-solving skills when faced with incomplete, unclear, or evolving information.

• Ability to review requirements, testing outcomes, workflows, documentation, and implementation results for gaps and inconsistencies.

• Outstanding communication skills.

• Excellent organizational abilities and follow-through for multiple concurrent workstreams and deliverables.

🏝️ Benefits

• Competitive compensation package.

• Medical insurance.

• Dental insurance.

• Vision insurance.

• 401K plan.

• Company-sponsored short-term disability.

• Employee assistance program.

• Wellness program.

• Comprehensive benefits package.

• Culture of diversity and inclusion.