Senior Accountant – Treasury & Payments

This is a fully remote position, open to applicants in Philippines.

📋 Description

• Oversee daily and weekly cash positions across managed bank accounts by entity and ownership group.

• Reconcile bank transactions with the general ledger and address any discrepancies.

• Monitor accounts for potential shortfalls and maintain precise account inventories.

• Review authorized invoices against available cash and determine whether to approve, hold, or make partial payments.

• Create payment batches for approval and release, and document payments post-approval.

• Prepare wire transfers and ACH transactions with comprehensive supporting documentation.

• Confirm payee banking information and implement callback verification for modified instructions.

• Monitor banking deadlines, settlements, returns, rejections, and recalls until resolved.

• Maintain lender banking documentation, ACH debit authorizations, and lender debit registers.

• Track debt service obligations, identify funding requirements, and record loan payments, escrow transactions, and intercompany transfers.

• Prepare journal entries, accruals, reconciliations, audit-ready workpapers, and month-end closing deliverables.

• Address requests from external auditors, lenders, and owners.

• Identify and rectify upstream payment and accounting discrepancies.

• Assist with bank account migrations and ensure recurring debits, autopay, and transfers are correctly redirected.

• Draft and maintain procedures, enhance controls, and contribute to the automation of treasury and payment processes.

⛳️ Requirements

• Bachelor’s degree in accounting or finance with significant accounting coursework.

• A minimum of five years of progressive accounting experience.

• At least two years in public accounting (audit or assurance).

• Experience in accounts payable and treasury or cash management.

• Practical experience with wire transfers and ACH transactions.

• Experience managing cash and payments across multiple bank accounts, legal entities, and distinct clients simultaneously.

• Strong understanding of accrual accounting, journal entries, accruals, and reconciliations.

• Ability to work independently in a fast-paced environment.

• Proficiency in advanced Excel, including lookups, pivots, and precise reconciliation.

• Excellent written English skills.

• Reliable home office setup with stable high-speed internet, a quiet workspace, and a backup connection.

• Active CPA license (Philippine or US) is highly preferred, though not mandatory.

• Background in real estate or property management accounting is preferred but not required.

• Experience with AppFolio or similar property management accounting software is preferred.

• Familiarity with commercial bank portals, positive pay, and ACH origination files is preferred.

• Exposure to lender servicing, loan payment administration, or covenant reporting is preferred.

• Experience in drafting procedures and utilizing automation or AI tools is preferred.

🏝️ Benefits

• Fully remote work setup.

• Software licenses and system access provided.

• Six-hour overlap with Pacific time.

• Flexibility as an independent contractor.

• The company does not provide paid benefits, leave accrual, or statutory employment entitlements; contractors must supply their own computer and internet connection.