Senior Accountant – Mortgage & Securitization

This is a fully remote position, open to applicants in Alabama, +10 more states.

📋 Description

• Compile monthly accounting records for mortgage loans, securitization trusts, warehouse facilities, and associated financing transactions.

• Evaluate and reconcile monthly servicing reports from external servicers and calculation agents.

• Generate complex journal entries along with supporting documentation for mortgage loans, interest income, servicing activities, securitizations, and corporate accounting.

• Conduct monthly balance sheet reconciliations and investigate any discrepancies.

• Analyze aspects such as principal, interest, escrow, advances, servicing fees, and various loan activities.

• Reconcile loans sold to investors and capital partners, addressing any reporting inconsistencies.

• Manage accounting for expenses, accruals, and other accounting-related tasks.

• Assist with the accounting and reporting of mortgage-backed securities, asset-backed notes, warehouse facilities, and other financing arrangements.

• Facilitate monthly, quarterly, and annual U.S. GAAP financial reporting.

• Prepare audit schedules and workpapers and engage with external auditors.

• Support compliance reporting for warehouse lenders, capital partners, investors, and other external entities.

• Recognize opportunities for automating accounting processes, enhancing reporting, and reinforcing internal controls.

• Conduct analytical evaluations of financial outcomes and investigate unusual trends or fluctuations.

• Collaborate with teams in Servicing, Capital Markets, Operations, FP&A, and Information Technology.

• Assist in the implementation and optimization of accounting systems, including NetSuite, SBO, and other financial applications.

• Identify accounting challenges that require technical analysis and provide support to the Controller and Chief Accountant with accounting advisory.

• Contribute to special projects, acquisitions, new financing transactions, and strategic initiatives.

• Oversee additional responsibilities and tasks as assigned according to business requirements.

⛳️ Requirements

• Bachelor’s degree in accounting or finance.

• 5+ years of progressive accounting experience.

• Strong understanding of U.S. GAAP accounting principles.

• Proficient in Microsoft Excel, including advanced features such as Pivot Tables and complex formulas.

• Experience in preparing journal entries, account reconciliations, and month-end closing processes.

• Excellent written and verbal communication skills.

• Ability to manage multiple deadlines while ensuring a high level of accuracy.

• Capacity to work both independently and as part of a team.

• Preferred: experience in mortgage banking, mortgage servicing, mortgage REITs, or financial services.

• Preferred: familiarity with mortgage loan accounting, warehouse lending, securitizations, or capital markets transactions.

• Preferred: experience with NetSuite.

• Preferred: background in financial reporting and external audits.

• Preferred: skills in SQL, Power Query, Power BI, or other reporting and analytics tools.

• Preferred: knowledge of mortgage servicing, loan remittances, investor reporting, and interest calculations.

🏝️ Benefits

• Remote or hybrid work options.

• Collaborative culture.

• Opportunities for growth.

• Flexibility in work arrangements.

• Engagement in meaningful initiatives that support real estate investors nationwide.

• Equal Opportunity Employer.