Secondary Marketing Analyst – Distributed Retail

This is a fully remote position, open to applicants in India.

📋 Description

• The Secondary Market Analyst is an essential member of the Capital Markets and FP&A teams, contributing to pricing strategy, financial analysis, and lock desk operations.

• This role focuses on optimizing secondary marketing processes, improving transparency in capital market revenues, and providing internal stakeholders with actionable insights related to loan pricing, gain/loss reporting, and investor execution strategies.

• Responsible for maintaining and updating vital pricing and risk management tools, such as the Early Payoff (EPO) Matrix, Recast Matrix, and Lock Extension Matrix.

• Develop and enhance Standard Operating Procedures (SOPs) for relocks and lock extension policies.

• Compile and analyze Capital Market revenue data, including hedge gain/loss, purchase advice, warehouse interest, investor fees, and other related revenue/expense items.

• Ensure accurate and timely reporting of capital markets financials and provide insights to executive leadership.

• Act as a liaison to the Lock Desk, ensuring that pricing, policy, and execution strategies are aligned.

• Provide backup support for concession approval processes, including escalation reviews and exception tracking.

• Collaborate with the Branch Operations and Sales teams to address pricing-related inquiries and clarify pricing strategies and outcomes.

• Assist in inventory breakdown and analysis of locked pipelines to guide pricing decisions and detect trends.

• Contribute to the improvement and documentation of virtual team processes, enhancing scalability and efficiency.

• Engage in regular reviews with branch leadership to foster financial transparency and forecasting.

• Conduct ad hoc and recurring financial analyses to support the FP&A team, including margin performance, revenue projections, and cost-benefit assessments.

⛳️ Requirements

• A bachelor's degree in finance, accounting, or a related field.

• Demonstrated experience as a financial analyst or in a comparable role, ideally within the mortgage industry.

• Strong grasp of financial reporting principles, GAAP, and regulatory compliance.

• Proficiency in financial modeling and data analysis using tools such as Excel.

• Exceptional analytical and problem-solving abilities.

• Detail-oriented with an emphasis on accuracy.

🏝️ Benefits

• Enjoy our extensive office perks, which include daily meals and transportation facilities for commuting to and from the office, available for all employees attending the office.

• Our comprehensive medical plan covers you, your spouse, and dependents. Employees are protected under Mediclaim, Group Term life insurance, and Accidental insurance.

• Experience flexibility with our night shift allowance, work-from-home allowance, and transportation allowance where applicable. Your convenience is our priority.

• Performance-driven compensation.

• Competitive base salary with bonus or incentive opportunities, depending on the role.

• Comprehensive and flexible health benefits.

• A variety of medical and dental plans to choose from based on your needs, with vision coverage available for you and your family starting on day one.

• Build long-term financial security with a 401(k) through Vanguard, HSA with employer contributions, FSAs, Employer Paid STD & LTD plans, and access to financial planning resources.

• Generous paid time off, company holidays, sick time, and paid parental leave.

• Paid parental leave and childcare support, including employer matching for dependent care FSA.

• Mental health care (6 free virtual or in-person sessions) and wellness programs through Spring Health, EAP access, and additional perks like pet insurance and lifestyle discounts.

• Pre-tax Commuter benefit accounts with an employer match, along with programs designed to accommodate various working styles and lifestyles.

• Meal and snack offerings in select offices, plus a stipend to support your day-to-day, whether you’re in the office or working remotely.

• Work from our World Trade Center headquarters - featuring thoughtfully designed spaces, natural light, and panoramic skyline views. It’s a space crafted for collaboration, creativity, and the realization of bold ideas.

• Contribute to shaping the brand of an AI-native company that is reinventing homeownership from the ground up.