Risk Analyst

This is a fully remote position, open to applicants in Armenia.

📋 Description

• Evaluate the performance of credit and fraud risk across various customer segments and products.

• Create and enhance risk strategies aimed at increasing approval rates while minimizing losses.

• Track essential risk indicators and portfolio trends; share findings with leadership.

• Assist in the development and implementation of new risk models and policies.

• Partner with cross-functional teams to facilitate launches in new markets and sectors.

• Promote automation and efficiency within risk operations and reporting functions.

• Analyze extensive datasets to uncover trends, assess portfolio performance, and support informed decision-making that balances growth with risk.

• Work collaboratively with data, product, finance, and commercial teams to maintain robust portfolio metrics across diverse markets.

⛳️ Requirements

• 2–4 years of experience in credit risk, fraud analytics, or a related data-driven position.

• Proficient analytical skills and familiarity with SQL, Python, or similar analytical tools.

• Knowledge of consumer lending, BNPL, or fintech risk models.

• Capability to work autonomously in a dynamic, high-growth environment.

• Excellent communication skills and a business-focused mindset.

🏝️ Benefits

• Fully remote work.

• Flexible working hours.

• Autonomy and responsibility from day one.

• Eligibility for the company’s employee stock options program.

• Flexi Perks: A monetary benefit allowing you the freedom to allocate it as you see fit—for health and well-being, education and professional development, or travel needs.