Regulatory Counsel

This is a fully remote position, open to applicants in United States.

📋 Description

• Offer legal analysis and advisory services regarding federal and state mortgage lending laws and regulations.

• Lead and facilitate regulatory change management by tracking legal developments, interpreting requirements, and providing guidance on implementation strategies.

• Provide counsel on new and expanded business initiatives, products, and service lines.

• Evaluate regulatory risks and design compliant solutions.

• Conduct legal research and deliver actionable insights to business and compliance stakeholders.

• Collaborate with Senior Regulatory Counsel and teams in Compliance, Operations, Product, and Technology.

• Convert legal and regulatory requirements into operational controls within loan origination and compliance systems.

• Create and maintain internal compliance resources, including a Mavent Compliance Guide.

• Draft, review, and revise policies and procedures.

• Identify regulatory risks and compliance gaps, recommending mitigation strategies and process enhancements.

• Assist with internal audits, examinations, and regulatory inquiries by preparing necessary responses and documentation.

⛳️ Requirements

• Juris Doctor (JD) from a recognized law school.

• Active bar membership in good standing in at least one U.S. jurisdiction.

• Minimum of 2 years of relevant legal or regulatory compliance experience in the banking or mortgage sectors, preferred.

• Experience providing advice on consumer mortgage lending laws and regulations, including TILA/Regulation Z, RESPA, ECOA, HMDA, and relevant state laws.

• Background in supporting regulatory change management and/or product counseling within a financial services context.

• Familiarity with loan origination systems such as Encompass and compliance tools like Mavent, preferred.

• Strong analytical, issue-spotting, and problem-solving abilities.

• Excellent communication skills, with the capacity to deliver clear and concise legal guidance to a diverse range of stakeholders.

• Proficiency in interpreting complex legal requirements and translating them into practical, operationally sound business solutions.

• Capability to manage multiple priorities in a dynamic and evolving regulatory landscape.

🏝️ Benefits

• Competitive compensation plan.

• Medical insurance.

• Dental insurance.

• Vision insurance.

• 401K.

• Company-provided short-term disability.

• Employee assistance program.

• Wellness program.

• Comprehensive benefits package.

• Commitment to equal employment opportunity and diversity and inclusion.