Regulatory Accounting Lead

This is a fully remote position, open to applicants in Brazil.

📋 Description

• Join us in making a significant impact on millions of Brazilians!

• You will take charge of RecargaPay's regulatory accounting function across its prudential conglomerate.

• Ensure that statutory and regulatory financial reporting is accurate and compliant.

• Supervise the preparation of the group's financial statements in accordance with US GAAP.

• Act as a crucial partner to internal stakeholders, auditors, regulators, and executive leadership.

• Prepare and review statutory financial statements following BACEN, IFRS, and US GAAP standards.

• Guarantee timely submission of regulatory reports, including CADOCs and SVR reports.

• Collaborate with Compliance and Regulatory Data teams to ensure adherence to regulations.

• Manage external audits related to accounting and regulatory reporting matters.

• Lead the institutional relationship with BACEN and coordinate discussions with external consultants.

• Take ownership of the accounting treatment for credit products, ensuring correct accounting practices.

• Research, interpret, and implement intricate accounting and regulatory standards.

• Assess the accounting implications of strategic initiatives.

• Assist leadership in evaluating the regulatory and accounting impacts of new products and initiatives.

⛳️ Requirements

• A bachelor's degree in Accounting or a related field.

• Professional accounting certification and/or specialization in IFRS, COSIF, or related disciplines is highly advantageous.

• Substantial accounting experience within regulated financial institutions such as Payment Institutions, SCFIs, banks, or similar entities.

• Demonstrated experience in working with prudential conglomerates and regulatory reporting environments.

• Strong understanding of IFRS, COSIF, US GAAP, and BACEN regulations relevant to payment and credit institutions.

• Experience with the accounting treatment of credit products, funding instruments, deposits, and securitization structures.

• Practical experience in preparing and reviewing BACEN regulatory filings and reports.

• Familiarity with large datasets, data lakes, and accounting automation projects.

• Advanced analytical skills with the capability to interpret complex accounting and regulatory requirements.

• Professional proficiency in English.

• Soft Skills

• Strong leadership and technical influence abilities.

• Excellent communication skills, capable of engaging senior stakeholders, auditors, regulators, and executive leadership effectively.

• High level of organization and the ability to manage multiple priorities simultaneously.

• Strong analytical and problem-solving mindset.

• Proactive attitude with a focus on continuous improvement.

• High degree of ownership, autonomy, and accountability.

• Ability to function effectively in fast-paced and highly regulated environments.

• Industry-Specific Knowledge

• Profound understanding of accounting and regulatory frameworks applicable to Brazilian financial institutions.

• Expertise in BACEN regulations, COSIF, IFRS, and US GAAP reporting standards.

• Strong knowledge of accounting treatment for credit cards, consumer lending, deposits, structured credit products, and FIDC structures.

• Experience navigating regulatory audits, prudential conglomerate requirements, and interactions with financial regulators.

• Familiarity with accounting process automation and the integration of financial systems and data platforms.

🏝️ Benefits

• Work remotely — no matter where you are, you're part of the team!

• Receive a home office allowance through a monthly deposit in the RecargaPay app.

• Enjoy health and dental plans with no co-pay.

• Benefit from life insurance.

• Flexible meal allowance (via Flash).

• TotalPass membership to support your health.

• Access to Spanish or Portuguese classes.