Post Closing Compliance Analyst

This is a fully remote position, open to applicants in United States.

📋 Description

• Engage in remote work, five days a week, overseeing all activities related to post-closing compliance audits and reviews.

• Assess closed loan files for completeness, accuracy, and adherence to investor and regulatory requirements.

• Detect, monitor, and resolve issues related to post-closing compliance conditions, exceptions, and deficiencies.

• Prepare and amend documents such as Post Consummation Closing Disclosures and Cover Letters as necessary to meet company and investor guidelines.

• Interact with borrowers and third parties to resolve post-closing challenges and secure missing documentation.

• Ensure prompt delivery of response documents addressing compliance findings.

• Keep precise records by scanning and uploading documents into the loan origination system.

⛳️ Requirements

• A minimum of 5 years of experience in mortgage lending, post-closing, or loan operations is preferred.

• Comprehensive understanding of post-closing processes, TRID, Section 32 High Cost, Section 35 Higher Priced Mortgage Loans, and Ability to Repay.

• Proven experience in auditing loan files and addressing post-closing conditions or deficiencies with Third Party Review firms.

• Exceptional attention to detail and organizational abilities with a capacity to manage multiple deadlines.

• Outstanding communication skills, both written and verbal, with a talent for collaborating across teams.

• Capability to work independently as well as within a team-oriented environment.

• Familiarity with loan origination systems (e.g., Encompass) is preferred.

🏝️ Benefits

• Competitive salary and performance-based incentives.

• Flexible working hours and remote work options.

• Opportunities for professional development and career advancement.

• Comprehensive health, dental, and retirement benefits.