Portfolio Risk Manager

This is a fully remote position, open to applicants in United States.

📋 Description

• The Portfolio Risk Manager utilizes data-driven insights to oversee the overall health of the factoring portfolio, authorize credit, and ensure a seamless and transparent onboarding process, thereby mitigating risk while facilitating sustainable growth.

• Assesses credit requests in accordance with established frameworks through a standardized process.

• Implements existing scoring models when granting approvals for new debtors.

• Reviews and analyzes portfolio risk dashboards and identifies potential issues.

• Underwrites new transactions utilizing established underwriting frameworks.

• Gains insights from senior team members on how to forecast macroeconomic and industry trends.

• Embraces tools and systems while adhering to established automation workflows.

• Recognizes opportunities to automate and enhance risk management processes, thereby minimizing manual tasks and speeding up decision-making timelines without sacrificing quality.

⛳️ Requirements

• 1 - 2 years of experience in factoring, B2B lending, or credit risk management.

• Preferred: 1 - 3 years of experience in factoring with direct involvement in credit decision-making and portfolio risk oversight.

• Over 1 year of underwriting experience, ideally at another factoring firm.

• Understanding of logistics or freight brokering.

• Familiarity with portfolio management practices.

🏝️ Benefits

• Health insurance

• 401(k) matching

• Flexible work hours

• Paid time off