NVP of Agency Underwriting – West Coast

This is a fully remote position, open to applicants in United States.

📋 Description

• Provide support to the SVP of Agency Underwriting, with a primary focus on Escalation Reviews.

• Oversee the Agency Underwriting Scenario Team.

• Conduct and finalize Second Level Reviews for loan-level escalations, quality reporting findings, fraud assessments, exception requests, and other escalated matters.

• Convey decisions and the rationale behind them to underwriting VPs.

• Facilitate mandatory daily calls with VPs to review and discuss SLR escalations.

• Execute weekly spot checks of VP escalation reviews and document necessary clarifications or adjustments.

• Generate monthly escalation reports and discuss outcomes with both the SVP and VPs.

• Expand the Agency Underwriting Scenario Team while sharing agency insights, clarifications, and post-closing issues.

• Ensure the Scenario Team manager adheres to SLAs, maintains adequate staffing levels, and holds weekly meetings.

• Confirm that bi-weekly spot checks and monthly production logs are fulfilled.

• Involve the Scenario Team manager in relevant underwriting and RUM meetings.

• Attend Scenario Team meetings at least once a month.

• Manage, review, update, and publish the Agency Questions Log in Airtable and on the Underwriting page at least monthly.

• Ensure VPs effectively manage the Red Loan Report and Reg B pipeline, addressing SLA exceptions as needed.

• Relay Credit Policy updates to branches and Operations during sales or operations meetings.

• Conduct calls with existing branches as required.

⛳️ Requirements

• Bachelor's degree in Business or Finance.

• Over 10 years of experience in mortgage underwriting.

• At least 2 years of management experience.

• Comprehensive knowledge of risk assessment and regulatory compliance.

• Strong understanding of FHA, VA, and conventional loan programs.

• Demonstrated ability to lead teams and offer constructive feedback.

• Highly self-motivated individual.

• Ability to work primarily during Pacific Time or Mountain Time zone hours.

• Advanced degree is preferred.

🏝️ Benefits

• Competitive compensation package.

• Medical insurance coverage.

• Dental insurance options.

• Vision insurance plans.

• 401K retirement plan.

• Short-term disability provided by the company.

• Employee assistance program available.

• Wellness program initiatives.

• Comprehensive benefits package.

• Commitment to equal employment opportunity and a culture of diversity and inclusion.