Mortgage Banker – Outside Sales

This is a fully remote position, open to applicants in Florida.

📋 Description

• Accountable for initiating and concluding mortgage loan sales efforts.

• Maintain a current Ameris Bank-sponsored Nationwide Mortgage Licensing System and Registry (NMLS) number in accordance with the federal S.A.F.E Act regulations.

• Build and sustain client relationships with real estate agents, builders, developers, branches, and other referral partners consistently.

• Reach out to potential or existing clients in person or via phone to foster new business opportunities or maintain current business relationships.

• Advise customers on all available products they qualify for, ensuring the selected product aligns with their financial requirements without directing them to any specific option.

• Assist clients in completing loan applications, clarify required initial documentation and disclosures in line with set timelines, and submit applications within stipulated deadlines.

• Supervise the loan process by tracking loan status and ensuring adherence to terms.

• Liaise with loan processors regarding workflow coordination and assist in gathering additional documentation while communicating loan status to all involved parties promptly.

• Comply with established minimum fees and product pricing frameworks.

• Engage in networking through industry-related events, professional, business, and community organizations to promote and market loan products on a monthly basis.

• Attend all mortgage closing transactions for purchase loans on behalf of Ameris Bank Mortgage as necessary.

• Regularly inform the branch manager about sales call activities.

• Meet consistently with loan processors to assess the accuracy and status of the pipeline report.

• Collaborate with branch managers and other sales team members to facilitate cross-selling opportunities and other initiatives for the bank.

• Stay updated on all Ameris Bank Mortgage loan programs and comply with all regulatory and compliance standards.

• Achieve and surpass the minimum production benchmarks outlined in the compensation agreement.

• Attend all mandatory meetings.

• Complete all necessary training.

• Follow the work schedule as established by the manager.

• Uphold ethical sales practices in line with Ameris' core principles of Integrity and Honesty, always prioritizing the customer’s best interests when offering additional products and services.

⛳️ Requirements

• Proficient in utilizing mortgage origination applications.

• Effective use of a contact management system.

• Comprehensive understanding of mortgage products/servicing, operations, and current market trends.

• Demonstrated mortgage production of $5 million within the last year.

• Proven ability to establish referral relationships successfully.

• At least 1 year of experience in the mortgage industry.

• Minimum 1 year of experience in customer service.

• High school diploma or GED is mandatory.

• Bachelor’s degree is preferred.

🏝️ Benefits

• Medical, Dental and Vision Insurance.

• Life Insurance provided at no additional cost to employees.

• Accidental Death & Dismemberment Coverage.

• Long-Term Disability Coverage.

• Paid Sick and Vacation Leave.

• 11 Holidays.

• Volunteer/Service Day.

• Employee Stock Purchase Plan.

• 401(k) Retirement Plan with Ameris Bank matching 50% of your first 8% of contributions.

• Flexible Spending Accounts.

• Health Savings Account.

• Health Reimbursement Arrangement.

• Supplemental Life & Other Insurance Plans.

• Identity Theft Protection.

• Pet Insurance.

• Legal Insurance.

• Employee Assistance Program.

• Employee Advocacy Program.

• Tickets at Work (Entertainment discounts for Ameris Bank Employees).

• AT&T Employee Discount.

• Wellness Discounts for Medical Premiums and Other Rewards.

• Employee Referral Incentive.

• Education Assistance.

• Employee Resource Groups.