Loan Originator

This is a fully remote position, open to applicants in New York.

📋 Description

• Acquire mortgage leads

• Establish and nurture business relationships with real estate agents and other lead generators

• Evaluate potential loan markets and create referral networks to identify loan prospects

• Promote CCM products to individuals and businesses, highlighting services that align with customer needs

• Meet with loan applicants to gather necessary information for applications and clarify any questions regarding the process

• Assess applicants’ financial situations, credit histories, and property evaluations to determine loan feasibility

• Clarify the different loan types, credit options, and service terms available to customers

• Produce complete loan applications along with the required documentation

• Advise applicants on additional steps needed to enhance their loan applications and documentation

• Address customer inquiries and respond to requests promptly

• Manage customer complaints effectively and take necessary actions to resolve issues

• Oversee communications with real estate agents and other referral sources

• Collaborate with processing and underwriting teams to address any issues with mortgage applications

• Keep updated with industry knowledge through educational resources, professional publications, personal networks, and organizations

• Engage in mortgage sales initiatives, including closings, open houses, CCM seminars/training sessions, and other lead-generating events

⛳️ Requirements

• NMLS License required as per the S.A.F.E. Act of 2008

• Experience and/or familiarity with retail product philosophies, policies, underwriting, procedures, documentation, and systems

• Proven record of proactively seeking new business

• Experience with the Encompass system is preferred

• In-depth knowledge of mortgage products and programs

• Strong analytical abilities to assess credit requests and identify market trends

• Excellent communication and collaboration skills

• Proficient in standard software applications, including Microsoft Word, Excel, PowerPoint, and Outlook

🏝️ Benefits

• Competitive compensation plan

• Medical insurance

• Dental insurance

• Vision insurance

• 401(k)

• Company-provided short-term disability

• Employee assistance program

• Wellness program

• Mortgage coaching available