Life Underwriting Specialist

This is a fully remote position, open to applicants in Wisconsin.

📋 Description

• Cultivate relationships with Financial Advisors and internal stakeholders.

• Acquire skills to underwrite policies for Life, Disability, and/or Long-term Care insurance.

• Ensure that quality, service, and production objectives are achieved.

• Provide support and advice on case underwriting and risk assessment.

• Manage prescreen inquiries with appropriate guidance.

• Evaluate and assess insurance applications; approve, classify, or deny applications with oversight.

• Review applications and comply with underwriting standards, product types from Northwestern Mutual, and any changes.

• Develop knowledge in financial, medical, and lay underwriting assessments as well as reinsurance programs.

• Underwrite applications while adhering to mortality and morbidity expectations.

• Oversee cases and requirements while delivering tailored service with guidance.

• Communicate and negotiate with Field Partners regarding modified or declined decisions and policy placements.

• Gather necessary information through internet searches, digital health data, direct contact with insured individuals, and third-party advisors.

• Follow procedures and comply with regulatory processes.

• Resolve issues and escalations with appropriate guidance.

• Discuss cases with peer reviewers, medical professionals, and technical staff.

• Collaborate with Underwriting Support for efficient case management.

• Act as an underwriting representative for enhancements in product processes alongside functional partners.

⛳️ Requirements

• A bachelor’s degree is preferred, or an equivalent combination of education and experience.

• Strong analytical skills with the ability to make independent decisions and apply sound judgment in rule application.

• Excellent written and verbal communication skills, capable of managing confidential information with tact, diplomacy, and resourcefulness.

• Proficiency in computer skills and familiarity with various software applications.

• Ability to work accurately while maintaining speed and adaptability in both team and independent production settings.

• Highly organized with the ability to prioritize tasks and meet deadlines.

• Competence in managing multiple tasks and adapting to a dynamic work environment.

• Candidates must successfully complete and pass any required assessments.

🏝️ Benefits

• Comprehensive benefits package.

• Opportunities for professional development and growth.

• Supportive work environment with a focus on teamwork.