Life Underwriting Auditor

This is a fully remote position, open to applicants in Arizona, +22 more locations.

📋 Description

• Execute underwriting audits and case evaluations to ensure precision, quality, and compliance with established guidelines.

• Analyze data to evaluate mortality and risk likelihood.

• Establish rating classes, terms, and conditions according to predetermined rules, rates, and guidelines.

• Assess medical, personal, and financial information from both conventional and innovative sources to make definitive decisions on individual applications, with the authority to delegate decisions up to $8 million.

• Conduct intricate case evaluations and review accelerated underwriting decisions, including those flagged by automated systems and rule exceptions.

• Assess outputs from automated underwriting engines, data inputs, and predictive models.

• Revise audit evaluations as models progress and identify rule gaps that necessitate actionable updates.

• Partner with teams in engineering, data science, actuarial, compliance, and customer experience.

• Relay audit results and suggestions to cross-functional teams and stakeholders.

• Participate in internal and interdepartmental projects.

⛳️ Requirements

• Over 10 years of experience in life insurance underwriting at a prominent carrier or reinsurer.

• Authority to delegate decisions up to $8 million.

• Proficient in conducting various types of underwriting audits and case evaluations, including post-issue audits.

• Experience with complex case evaluations and accelerated underwriting processes.

• Knowledge of automated underwriting engines, data inputs, predictive models, and rule exceptions.

• Strong analytical and technical skills for effective data analysis.

• Demonstrated ability to handle high volumes, varying queues, and turnaround times.

• Experience collaborating with cross-functional teams and stakeholders, contributing to both internal and cross-functional projects.

• Excellent interpersonal and negotiation abilities.

• Must reside in one of Ladder's designated U.S. states, excluding the San Francisco Bay Area, New York City, and Seattle.

• Ladder is not currently sponsoring or transferring OPT or H1-B visas.

🏝️ Benefits

• Comprehensive medical, dental, and vision insurance for you and your family.

• Flexible paid time off policy.

• Company-wide winter holiday closure for one week.

• Stock options available.

• 401(k) matching contributions up to 4%.

• Monthly wellness stipend for Ladder Fit activities.

• Ten weeks of paid parental leave for birthing, adoption, or fostering.

• Flexibility and support for remote work.

• One-time stipend for remote office setup.

• Monthly allowance to cover work-from-home expenses, including internet costs.

• Engaging virtual company-wide events.