Lead Actuary

This is a fully remote position, open to applicants in United States.

📋 Description

• Oversee pricing analysis for both new and renewal business, encompassing exposure rating, loss development, and evaluations of rate adequacy.

• Perform and document actuarial indications, transforming findings into pricing suggestions for underwriting leadership.

• Collaborate with Data Scientists to optimize pricing model outputs, create Tableau dashboard views, conduct target market research, and perform impact analyses.

• Compare rates against industry benchmarks and alert leadership to emerging trends.

• Manage quarterly portfolio monitoring, including the analysis and presentation of loss ratio, claim frequency, and severity trends by segment.

• Lead reporting deliverables for carriers, which include carrier slides and bordereaux.

• Proactively identify segments that are deteriorating and present analysis along with recommended actions.

• Develop and maintain SQL queries in Athena for data extraction, quality assurance, and ad hoc analyses.

• Construct and document actuarial models using Excel and/or Python.

• Work closely with the data team on gold-table structures and actively identify data-quality issues.

• Manage express-quote and renewal-tiering models: ensure maintenance, updates, and validation against loss outcomes.

• Create new GLM/GBM models as scoped.

• Validate models against holdout data prior to production deployment.

• Generate quarterly predicted-versus-actual monitoring reports and identify model drift.

• Maintain thorough model documentation to ensure auditability and facilitate handoff.

⛳️ Requirements

• ACAS (Associate of the Casualty Actuarial Society) designation required, or nearing completion with final exams in progress; FCAS candidates are welcome.

• Ongoing progress in exams and/or continuing education is expected.

• 5–10 years of actuarial experience in property and casualty insurance.

• Strong preference for experience in workers’ compensation or commercial lines.

• Previous experience in an MGA, insurtech, or specialty carrier environment is a plus.

• Demonstrated ability to present actuarial findings effectively to underwriting, finance, or carrier partners.

• Proficiency in SQL is required; must be comfortable writing and modifying production-quality queries in Athena or similar environments.

• Strong skills in Excel and actuarial modeling.

• Familiarity with GLM/GBM model development and validation, including holdout testing and drift monitoring, is highly desirable.

• Experience with Python or R is preferred.

• Ability to work comfortably in ambiguous, evolving data environments.

• A high-ownership mentality with the capability to oversee deliverables from start to finish.

• Excellent communication skills to translate actuarial findings for non-technical stakeholders.

• Adaptable to a fast-paced startup environment where processes are still being established.

• Must reside in the United States with the necessary authorization to work in the country.

• Completion of in-person verification of government-issued identity and employment eligibility is required prior to employment.

🏝️ Benefits

• Remote-first work arrangement.

• Opportunities for domestic travel for company offsites and team alignment.

• Identity and background verification process.