Junior Fraud Prevention Analyst

This is a fully remote position, open to applicants in Brazil.

📋 Description

• Engage in the prevention, identification, and mitigation of fraud associated with Private Payroll-Deductible Loans (consigned credit), SIAPE, and INSS by conducting operational analyses, validating customers and documents, monitoring alerts, and assisting with investigations.

• Evaluate consigned credit applications with an emphasis on detecting potential fraud indicators.

• Conduct customer registrations, along with validating documents and client behaviors related to transactions.

• Scrutinize documents pertinent to consigned credit operations, ensuring their authenticity, coherence, and adherence to regulations.

• Execute queries in internal systems and support databases to authenticate information.

• Implement confirmation procedures via outbound and inbound communications with clients, employers, and partner agencies as needed.

• Oversee alerts generated by antifraud systems and apply established protocols for handling.

• Assist in investigations concerning suspected document, registration, ideological, and identity fraud.

• Participate in fraud prevention throughout the registration (averbação), formalization, and contracting phases of credit operations.

• Recognize potential indicators and unusual behaviors that may imply fraud, reporting significant findings to management and partner areas.

• Document evidence, insights, and results of analyses within corporate systems.

• Prepare operational reports and monitoring controls pertinent to the area’s functions.

• Aid in the resolution of disputes related to potential fraud.

• Assist in the design, documentation, and updating of fraud prevention processes, procedures, and controls for the products you oversee.

• Contribute improvement suggestions identified during analyses to enhance controls and advance area processes.

• Ensure adherence to regulatory standards, internal policies, and information security requirements.

• Comply with the SLAs established for analysis and processing of requests.

⛳️ Requirements

• Bachelor's degree in progress or completed in Administration, Financial Management, Management Processes, Economics, Accounting, Law, or related disciplines.

• Fundamental knowledge of Microsoft Office, particularly Excel.

• Excellent analytical skills and meticulous attention to detail.

• Strong verbal and written communication abilities.

• Capability to work with operational procedures and processes.

• Ability to perform in a target-driven environment with established indicators and deadlines.

• Familiarity with document analysis, customer record validation, information verification, or related tasks.

• Analytical and investigative mindset.

• Organized, disciplined, and capable of maintaining focused attention.

• Proactive attitude with a desire to learn and contribute to process enhancements within the area.

• Ethical, confidential, and responsible in managing information.

• Strong interpersonal communication skills and ability to work collaboratively in a team.

• Results-oriented with a focus on risk reduction.

• Preferred: experience in operational analysis, customer service, back office, or fraud prevention roles.

• Preferred: understanding of payroll-deductible credit products.

• Preferred: knowledge of INSS, SIAPE, and private consigned agreements.

• Preferred: experience in financial institutions, fintechs, or banking correspondents.

• Preferred: familiarity with fraud prevention and document validation tools.

• Preferred: understanding of operational indicators.

• Preferred: intermediate Excel skills.

🏝️ Benefits

• Medical insurance.

• Dental insurance.

• Meal or food allowance.

• Telemedicine services.

• Gympass access.

• Partnership with Sesc.

• Home office allowance.

• Profit-sharing (PLR).

• Private pension plan.

• Group life insurance.

• Pharmacy discount program.

• Educational partnerships.

• Online learning platform.

• Discounts at Riachuelo.