EFT Risk Specialist

This is a fully remote position, open to applicants in Alabama, +44 more locations.

📋 Description

• Oversee exposure limits and overdrafts for ACH and wire transactions.

• Serve as the gatekeeper for Internal Wire Authority requests.

• Process and evaluate Electronic Funds Transfers (EFTs), including ACH and both domestic and international wires.

• Mitigate risks for UMB while ensuring compliance of accounts and funds.

• Assist with risk management concerning electronic funds.

• Engage in various initiatives assigned by the Bank Operations leadership team.

• Collaborate closely with internal partners to obtain approval for adequate funding for Commercial and Institutional accounts.

• Assess risks associated with ACH and wire transfers to safeguard customers and UMB.

• Partner with clients and internal stakeholders for account approvals and fund transfers.

• Create solutions within the team to perform risk assessments.

⛳️ Requirements

• Minimum of 1 year of experience in Bank Operations or Cash Management Operations.

• At least 1 year of experience with one or more payment systems for ACH and/or Wire Transfer, Securities Processing, or Portfolio Operations.

• ACH Accredited Professional (AAP) Certification is preferred.

• Accredited Payments Risk Professional (APRP) Certification is a plus.

• Legal authorization to work in the United States is required.

• Work Visa sponsorship is not offered.

🏝️ Benefits

• Paid Time Off.

• 401(k) matching program.

• Annual incentive pay.

• Paid holidays.

• Medical, dental, vision, and other insurance options.

• Health savings accounts.

• Flexible spending accounts.

• Dependent care accounts.

• Adoption assistance.

• Employee assistance program.

• Fitness reimbursement.

• Tuition reimbursement.

• Associate wellbeing program.

• Associate emergency fund.

• Various associate banking benefits.