Data Engineer II, Credit Reporting

This is a fully remote position, open to applicants in Argentina.

📋 Description

• Take ownership of the recurring credit bureau furnishing operations, encompassing data preparation, validation, submissions, bureau feedback, exception resolution, and reconciliation.

• Develop, maintain, and troubleshoot SQL transformations, Python scripts, and data pipelines that generate credit reporting data.

• Trace discrepancies arising from account activity and source records through transformation logic to furnished outputs; identify root causes and implement sustainable solutions.

• Address Customer Service escalations by clarifying account-data issues and approved reporting outcomes, while providing evidence for dispute responses.

• Identify accounts impacted by reporting defects, implement corrections and controlled reprocessing, and ensure the accuracy of reporting outcomes.

• Create automated tests, reconciliations, monitoring systems, and alerts for inaccurate, incomplete, duplicate, or unexpected reporting.

• Collaborate with Engineering on production service or consumer application defects by supplying reproducible examples, conducting affected-account analysis, and defining clear requirements; validate fixes.

• Work alongside Compliance to convert approved reporting requirements into technical rules and escalate any ambiguous situations.

• Document reporting logic, data lineage, procedures, and resolutions for incidents.

⛳️ Requirements

• Bachelor's degree in computer science, engineering, data science, or a related quantitative field.

• Over 3 years of relevant experience in data engineering or software engineering, including direct ownership of production data pipelines and operational workflows.

• Proficient in advanced SQL, with skills in complex joins, account-level reconciliation, data profiling, and troubleshooting transformation logic.

• Strong proficiency in Python, including the ability to read unfamiliar code, debug existing scripts, and implement maintainable solutions.

• Capability to independently investigate ambiguous issues, prioritize recurring operations and incidents, and carry problems through to verified resolution.

• Familiarity with version control, code review, automated testing, monitoring, and the safe deployment and reprocessing of data workflows.

• Proven experience in tracing data defects across systems and preventing their recurrence.

• Strong business acumen and communication skills; adept at conveying technical findings to Customer Service and Compliance while collaborating effectively with Engineering.

• Fluent in English.

• Demonstrated experience working with Claude or equivalent large language model tools is required; comfortable utilizing AI to enhance productivity, research, and communication.

• Preferred: experience with credit reporting dispute workflows, e-OSCAR, Metro 2 format, and customer-support escalations.

• Preferred: familiarity with dbt, Redshift, PostgreSQL, AWS, and workflow scheduling or orchestration tools.

• Preferred: background in consumer lending, servicing, payments, financial services, banking, fintech, or BNPL.

🏝️ Benefits

• Opportunities for career advancement.

• A fast-paced, high-growth work environment.

• Chance to work with cutting-edge fintech technology.

• Exposure to coding agents like Claude and ChatGPT.

• A comprehensive interview process including a Wonderlic test, recruiter interview, online coding assessment, case study, and behavioral interview.

• Full-time remote work available in Latin America.