Credit Risk Manager

This is a fully remote position, open to applicants in United States.

📋 Description

• The Credit Risk Manager acts as a vital contributor within Greenbox Capital’s credit division, leveraging analytics, predictive models, and portfolio insights to foster business expansion and enhance credit performance.

• This position is responsible for the development and enhancement of essential credit strategies, including offer strategy, portfolio management strategy, and verification strategy.

• The individual collaborates closely with the VP of Credit Risk & Analytics to optimize approval results, manage portfolio risk, boost funnel performance, and facilitate scalable growth.

• Oversee portfolio performance through segmentation, cohort analysis, and strategy refinement.

• Construct and continually enhance credit decision-making frameworks that influence approval strategy, pricing, and portfolio results.

• Assess and improve model performance using business KPIs to enhance predictive accuracy and decision-making quality.

• Collaborate effectively across teams to convert analytics into clear, actionable business decisions.

⛳️ Requirements

• A Bachelor’s degree in mathematics, statistics, economics, finance, or a related discipline is required; an advanced degree is preferred.

• 5–10 years of experience in credit risk analytics, ideally in small business lending, non-prime, or high-risk settings.

• At least 2 years of leadership experience in managing and developing teams.

• Demonstrated success in creating or enhancing contemporary credit decision-making frameworks.

• Proven impact in driving business results through analytics and modeling efforts.

• Strong expertise in SQL, Python, and Excel.

• Comprehensive understanding of statistical modeling and techniques for evaluating model performance.

• Experience working with large datasets and credit decision-making systems.

• Familiarity with modern data platforms (e.g., Snowflake, Databricks) and BI tools.

• In-depth understanding of credit underwriting processes, policy design, and segmentation strategies.

🏝️ Benefits

• Competitive Pay - We recognize your value and compensate accordingly.

• Flexible PTO - Work diligently, rest thoroughly. Take the time you need to rejuvenate.

• Remote - Fully remote within the U.S., operating on Eastern Time hours to ensure alignment.

• Full Benefits Package - Comprehensive health, dental, vision, and 401K with employer matching.

• Smart, Supportive Teammates - Collaborate with insightful individuals who are kind, driven, and uphold our core values: Wear Green First, Pull the Thread, Move the Needle, Courage Over Comfort, Think Bold, Win Together, and Own the Outcome.