Construction Loan Originator

This is a fully remote position, open to applicants in United States.

📋 Description

• Transform inbound premium leads into loans by promoting the mortgage products, services, and programs offered by CrossCountry Mortgage.

• Advise customers on their current and future objectives to assist them in meeting their financing requirements.

• Gather and assess necessary loan documentation.

• Uphold minimum production and quality standards.

• Establish a strong presence for CCM by converting incoming leads.

• Evaluate current rates and programs and deliver accurate, timely information to borrowers.

• Negotiate terms and conditions with clients.

• Engage in mortgage loan origination activities, including meeting prospects, counseling borrowers, and processing mortgage applications via phone.

• Oversee a personal pipeline to fulfill service standards and achieve financial objectives.

• Acquire knowledge of borrowing programs, processes, new products, and updates.

• Learn and effectively utilize in-house technical systems and programs.

• Assess credit requests and identify market trends.

• Adhere to relevant federal and state compliance regulations.

• Be prepared to work flexible hours and overtime as required.

⛳️ Requirements

• Possession of an NMLS license in accordance with the S.A.F.E. Act of 2008 (SAFE Act).

• State licensing compliant with the SAFE Act.

• 5–10 years of experience in construction sales or construction origination within a consumer direct or call center setting.

• Proficiency in gathering and analyzing borrower income.

• Strong negotiation skills.

• Experience in proactively seeking new business opportunities.

• Preference for candidates with experience in converting leads and handling inbound calls.

• Understanding of retail product philosophy, policies, underwriting, procedures, documentation, and systems.

• Excellent analytical capabilities.

• Outstanding communication and collaborative skills.

• Proficiency in Microsoft Office Suite, including Word, Excel, PowerPoint, and Outlook.

• Preference for experience supporting military veterans or active-duty service members.

• Availability for flexible hours and overtime as necessary.

🏝️ Benefits

• Competitive compensation package.

• Medical insurance coverage.

• Dental insurance coverage.

• Vision insurance coverage.

• 401K retirement plan.

• Short-term disability provided by the company.

• Employee assistance program.

• Wellness program.

• Opportunities for career advancement.

• Comprehensive support from all departments.

• Total transparency from the top management down.