Compliance Analyst – KYC, KYB

This is a fully remote position, open to applicants in India.

📋 Description

• Conduct KYC and KYB assessments for new individual and corporate clients and counterparties during the onboarding process.

• Confirm identity, legal status, directors, business nature, funding sources, and anticipated account activities.

• Identify and authenticate ultimate beneficial owners and controllers through complex or offshore ownership arrangements.

• Evaluate and document customer risk ratings based on jurisdiction, industry, ownership intricacy, and utilized products.

• Implement enhanced due diligence for higher-risk clients and politically exposed persons.

• Perform periodic and event-driven reviews, updating documents and re-evaluating risk ratings as necessary.

• Provide timely and accurate responses to information requests from banking partners, highlighting any broader concerns.

• Report any suspected money laundering or terrorist financing activities to the MLRO via an internal suspicious activity report.

• Ensure thorough due diligence files and risk assessments are maintained within the case management system.

• Escalate recurring documentation deficiencies or onboarding challenges to management.

⛳️ Requirements

• A degree in finance, law, business, or a related field is preferred; relevant experience in a regulated financial services environment will also be considered.

• ICA, ACAMS, or an equivalent CDD/financial crime certification is preferred.

• 2 to 4 years of experience in a KYC/KYB or customer due diligence position is desirable.

• Experience in a firm regulated in the UK, Portugal, or other European countries is desirable but not required.

• Experience in payments, e-money, banking, or fintech sectors is preferred.

• Background in maritime, shipping, or cross-border payments is an advantage.

• Strong attention to detail is essential.

• Sound judgment regarding beneficial ownership and risk assessment.

• Ability to produce clear written case notes.

• Capacity to manage onboarding and periodic review workloads effectively against deadlines.

• Proficiency in English is required.

• Prior knowledge of customer and enhanced due diligence standards, beneficial ownership verification, PEP risk assessment, and UK and EU anti-money laundering regulations is preferred.

🏝️ Benefits

• Comprehensive training and development opportunities.

• Competitive salary and performance-based bonuses.

• Dynamic work environment within a supportive team.

• Opportunities for career advancement within the organization.