Commercial Risk Account Manager

This is a fully remote position, open to applicants in Pennsylvania.

📋 Description

• Act as a reliable partner to clients, producers, and carriers by providing prompt, high-quality service and serving as a liaison among all stakeholders.

• Assist account executives and producers with the marketing, quoting, and placement of both new and renewal commercial insurance business.

• Market commercial insurance accounts to various carriers, which includes preparing and submitting applications, loss runs, financial documentation, and other underwriting materials.

• Solicit, analyze, and negotiate quotes from insurance carriers and wholesalers to secure competitive coverage terms and pricing.

• Review, compare, and assess policy forms, terms, conditions, exclusions, and pricing to identify coverage gaps and suggest risk mitigation strategies.

• Create professional proposals and coverage recommendations for presentation to producers and clients.

• Carry out policy servicing tasks such as endorsements, audits, certificates of insurance, cancellations, reinstatements, and associated policy documentation.

• Research and respond to client inquiries related to coverage, policy terms, and risk exposure concerns.

• Maintain robust relationships with carrier underwriters, wholesalers, vendors, and internal team members to enhance successful account placement and retention.

• Monitor carrier appetites, underwriting guidelines, and market trends to discover opportunities for optimal coverage placement.

• Assist with remarketing efforts as necessary to enhance coverage, pricing, or carrier stability.

• Ensure adherence to agency procedures, carrier guidelines, and documentation standards within Applied Epic.

⛳️ Requirements

• A bachelor's degree in business or a related field is preferred.

• A minimum of three years of experience in property and casualty customer service is preferred.

• A property and casualty license (PA) is required.

• Maintain up-to-date knowledge of industry legislation and compliance issues, including but not limited to Property, General Liability, Workers’ Compensation, Auto, Umbrella coverage, and others.

• Review contracts to ensure the accuracy of insurance language.

• Strong verbal and written communication skills, along with interpersonal and organizational abilities.

• Ability to work independently in a fast-paced, relationship-focused team environment.

🏝️ Benefits

• Remote work.

• Competitive total compensation and benefits package including health, dental, vision, disability, life insurance, and 401(k) match.

• Generous paid time off.

• Option to earn yearly residual commissions on house accounts, in addition to new business opportunities if you choose to solicit and develop new clients.

• Opportunities for professional development along with internal training and mentoring.