Commercial Auto Underwriting Manager

This is a fully remote position, open to applicants in Florida.

📋 Description

• Oversee commercial underwriting operations and manage the performance of the underwriting team.

• Create and uphold underwriting guidelines that delineate acceptable classes, restricted risks, and target profitable segments.

• Develop and administer the Florida commercial auto underwriting appetite and eligibility criteria.

• Review, approve, alter, or reject intricate fleet and transportation risks.

• Assess risk factors such as driver quality, vehicle type, operational radius, commodities transported, DOT compliance, loss history, garaging territory, and financial stability.

• Track portfolio concentration by class, territory, and fleet size to ensure a balanced risk distribution.

• Analyze loss trends and portfolio performance to suggest adjustments to underwriting strategies.

• Ensure adherence to Florida regulations along with relevant state and federal transportation requirements.

• Monitor underwriting Key Performance Indicators (KPIs), quality standards, and operational performance metrics.

• Collaborate with claims, actuarial, product, and executive leadership to bolster profitability initiatives.

• Offer coaching, technical direction, and leadership development opportunities to underwriting personnel.

• Drive enhancements in processes and operational efficiencies.

⛳️ Requirements

• Extensive experience in commercial auto underwriting within the property and casualty insurance sector.

• Strong expertise in non-standard commercial auto risk assessment.

• Demonstrated leadership in underwriting and experience in team management.

• In-depth knowledge of Florida commercial auto underwriting regulations.

• Excellent analytical, decision-making, and communication abilities.

• Capability to manage portfolio profitability alongside operational performance.

🏝️ Benefits

• 401(k) Retirement Savings Plan with employer matching.

• Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance.

• Paid Time Off, Holidays, and various Leave programs.

• Flexible spending accounts.

• Basic Life Insurance along with Voluntary Life/Accidental Death & Dismemberment (ADD).

• Short-Term and Long-Term Disability coverage.