Closer – Midwest Region

This is a fully remote position, open to applicants in United States.

📋 Description

• Prepare documents for mortgage closings.

• Ensure the accuracy of all critical information.

• Liaise with internal teams and settlement agents to promptly address closing issues.

• Adhere to closing procedures in compliance with federal and state regulations.

• Verify essential information provided at submission for closing.

• Communicate effectively with loan officers, processing teams, and underwriting staff.

• Calculate figures for monthly payments, escrows, prepaid interest, and related amounts.

• Create and organize closing documents for conventional, FHA, VA, and USDA loans.

• Review loan documents to ensure they meet regulatory and compliance standards.

• Prepare closing disclosures and confirm that final fees are precise.

• Balance wire transfers with escrow/title.

• Review signed loan documents and authorize funding.

• Act as the primary contact from the closing request through loan shipment or investor purchase.

• Complete loan reviews for TRID disclosure and re-disclosure, Fair Lending, Reg B, and other regulations.

• Manage the closing pipeline efficiently.

• Finalize refinance closing documents within 48 hours and purchase documents within 24 hours of request.

• Deliver documents ahead of closing and comply with wire cut-off times.

• Collaborate with branches to resolve file errors and ensure timely delivery of complete closed loan files.

• Follow up on post-closing requests, including corrected documents, post-consummation CDs, and borrower refunds when needed.

⛳️ Requirements

• Minimum of 5 years’ experience in preparing mortgage loan closing documents is preferred.

• Familiarity with the closing policies and procedures of multiple investors.

• Understanding of RESPA, TILA, Fair Lending, Flood, and state laws and regulations is preferred.

• Experience with Encompass is preferred.

• Proficient in Microsoft Office, including Word, Excel, Access, PowerPoint, and Outlook.

• Ability to work within the Eastern and Central Standard Time Zone working hours.

• Knowledge of federal and state closing, regulatory, compliance, disclosure, and lending requirements.

🏝️ Benefits

• Competitive compensation plan.

• Medical insurance.

• Dental insurance.

• Vision insurance.

• 401K.

• Company-provided short-term disability.

• Employee assistance program.

• Wellness program.

• Comprehensive benefits package.