Assistant Vice President – Chief Life Underwriting

This is a fully remote position, open to applicants in United States.

📋 Description

• Act as the primary underwriting authority for the Life sector, offering strategic guidance on underwriting philosophy, risk selection, mortality management, governance, and operational efficiency.

• Develop and uphold underwriting guidelines, authorities, and risk selection methodologies that align growth goals with effective mortality management and adherence to regulations.

• Provide strategic oversight on complex underwriting scenarios and emerging issues within underwriting.

• Advocate for the advancement of the underwriting function by assessing and adopting innovative underwriting techniques, technologies, and external data resources.

• Lead projects that involve accelerated underwriting, predictive analytics, and digital capabilities aimed at enhancing the experiences of customers and agents.

• Promote ongoing improvement by pinpointing opportunities to boost underwriting efficiency, consistency, and quality of decisions.

• Ensure the prompt and precise processing and issuance of Life insurance applications.

• Oversee, refine, and apply underwriting policies, procedures, and operational standards with well-defined accountability.

• Guarantee compliance with internal underwriting guidelines, regulatory standards, and legal requirements.

• Contribute to organizational initiatives that enhance underwriting quality, service standards, and operational performance.

• Collaborate closely with Life & Retirement leadership—specifically in Product Strategy and Life New Business Operations—to bolster product innovation and business growth.

• Work together with Distribution, Compliance, Finance, Technology, reinsurers, and vendor partners to optimize underwriting capabilities and improve customer outcomes.

• Build and sustain strong relationships with agents, field leaders, and business partners, acting as a trusted advisor in underwriting.

• Lead, mentor, and cultivate a high-performing underwriting team.

• Promote a culture of accountability, teamwork, continuous learning, and innovation.

• Assist in succession planning, talent development, and performance management for underwriting personnel.

• Support enterprise strategic and tactical initiatives through effective planning, implementation, and organizational change management.

• Shape business decisions with underwriting expertise, market insights, and leadership in risk management.

⛳️ Requirements

• Bachelor’s degree or equivalent professional experience.

• Over 10 years of progressively responsible experience in Life Insurance underwriting.

• More than 3 years of leadership experience managing underwriting teams, programs, or operations.

• Proven expertise in developing, implementing, and overseeing underwriting guidelines, authorities, and risk selection practices.

• Extensive experience in evaluating and applying accelerated and automated underwriting techniques.

• Demonstrated ability to lead organizational transformations, influence stakeholders, and promote the adoption of new underwriting technologies and capabilities.

• Strong grasp of mortality management, underwriting operations, and regulatory compliance.

• Exceptional communication, relationship-building, and collaboration abilities.

🏝️ Benefits

• Typical office environment with the option for remote work-from-home flexibility based on business needs.

• Core business hours with flexibility to achieve business objectives.

• Occasional travel may be necessary.