AML Investigator III

This is a fully remote position, open to applicants in California, +2 more states.

📋 Description

• Contribute to the establishment of new transaction-monitoring rules and refine existing ones.

• Assess AML and other financial crime alerts within transaction-monitoring queues and take appropriate actions.

• Reach out to users to gather information regarding account usage and transactions.

• Collaborate with partners and internal colleagues to evaluate and analyze user information.

• Investigate and address Partner Bank Requests for Information (RFIs).

• Provide comprehensive and well-supported AML evaluations of customer account activities.

• Make determinations regarding user accounts, which may include locking or closing accounts.

• Cultivate a solid understanding of expected activities for various user types.

• Record investigative findings and escalate any unusual or potentially suspicious activities to partners for SAR consideration.

• Explore tools aimed at enhancing operational efficiency.

• Produce clear process documentation and assist in training future team members.

⛳️ Requirements

• Proven experience in identifying money laundering, detecting fraud, or related financial crime behaviors in banking, fintech, or other financial services through both vendor and internally developed transaction-monitoring rules.

• Proficiency in ACH, checks, debit cards, credit cards, and both domestic and international wire transactions.

• Strong understanding of the business banking landscape.

• Familiarity with international activities and ownership structures.

• Capability to convey complex concepts clearly and effectively in both verbal and written communication.

• Competence in managing relationships with external stakeholders.

• Ability to work efficiently with a focused approach.

• Skill in maintaining an organized and tidy inbox.

• Strong problem-solving skills.

• Interest in workflow automation.

• Curiosity regarding the US banking system, startups, and e-commerce businesses.

🏝️ Benefits

• Base salary.

• Equity (stock options/RSUs).

• Comprehensive benefits.

• Reasonable accommodations during the recruitment process for applicants with disabilities or special needs.