Senior Underwriting Specialist

This is a fully remote position, open to applicants in Wisconsin.

📋 Description

• Develop and uphold professional communication with field partners and clients.

• Address inquiries related to cases, appeals, and placement matters.

• Offer guidance to the Financial Network and Financial Representatives regarding case underwriting and risk evaluation.

• Review and respond to prescreen inquiries effectively.

• Evaluate and assess Long Term Care insurance applications.

• Analyze medical, functional, cognitive, occupational, and lifestyle risk factors.

• Approve, classify, modify, or decline applications in accordance with underwriting guidelines.

• Implement Long Term Care underwriting standards, product knowledge, and principles of risk selection.

• Determine suitable offers based on morbidity risk assessment.

• Oversee cases, underwriting requirements, quality, service, cycle time, and production expectations.

• Clarify modified or declined decisions and assist with policy placement.

• Gather necessary information from medical records, digital health data, applicants, and third-party advisors.

• Collaborate with peer reviewers, medical resources, and technical staff on complex cases.

• Address and resolve case-related issues and escalations.

• Work alongside Underwriting Support for the timely completion of requirements.

• Act as an underwriting representative in initiatives for product, process, or operational improvements, as well as additional projects.

⛳️ Requirements

• Strongly preferred: Long Term Care underwriting experience or relevant individual insurance underwriting experience.

• Preferred: Bachelor’s degree or equivalent combination of education and relevant experience.

• At least 1.5 years of traditional underwriting experience required.

• Possess strong analytical skills with the ability to make independent decisions and apply sound judgment.

• Excellent written and verbal communication skills are essential.

• Capable of handling confidential information with discretion, tact, and diplomacy.

• Proficient in computer applications and relevant software platforms.

• Able to work accurately while maintaining the necessary speed, flexibility, and productivity.

• Strong organizational skills with the ability to set priorities, manage competing responsibilities, and meet deadlines.

• Demonstrated agility and adaptability in managing multiple priorities within a dynamic work environment.

🏝️ Benefits

• Comprehensive health and wellness benefits.

• Opportunities for professional development and growth.

• Flexible work arrangements and a supportive team environment.